7 Cross St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 7 Cross St, Arlington, MA 02474

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,742 sqft · built 1910
Lot Size	0.099 acres (4,299 sqft)
Owner	2 Individual Names on Record
Last Sale	$213,000 (Nov 2000)
Tax Bill	$11,382 (2026)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2023 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`15879`

Property Details

APN / Parcel Number

Primary APN	`15879`
Alternative APN	`ARLI M:024.0 B:0003 L:0003`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,742 sqft Living Area
Gross Area	3,828 sqft
Basement Area	966 sqft
Unfinished Basement	966 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1945
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,299 sqft (0.099 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	15879
Street Address	7 CROSS ST
City	ARLINGTON
State	MA
Zip	02474-5505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	3
Legal Lot Number	3
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	1
Census Block	1003
Census Tract	356701

Owner

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 CROSS ST, ARLINGTON, MA 02474-5505
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2026	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK
Jan 5, 2023	Deed of Trust, Mortgage · Line of Credit CAMBRIDGE SAVINGS BANK
Mar 15, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CAMBRIDGE SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2000 · Amount on Record
Deed Sale	Nov 9, 2000 · Amount on Record
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Recording Date	Apr 17, 2026
Property Address	7 CROSS ST, ARLINGTON, MA 02474-5505
Document Number	085486-577
Book / Page	85486 / 577
Instrument Date	Apr 13, 2026
Instrument	202643381
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CROSS ST, ARLINGTON, MA 02474-5505

Mortgage

Document Number	0000043381,
Date	Apr 17, 2026
Book Page	85486/577
Instrument	202643381

Lender

Name	CAMBRIDGE SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.11%
Initial Type	Adjustable Rate
Max Rate	-1%

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	7 CROSS ST, ARLINGTON, MA 02474-5505
Transaction Type	Mortgage
Record Updated	Jan 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081135-341
Date	Jan 5, 2023
Book Page	81135/341
Instrument	1324

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	349 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	7 CROSS ST, ARLINGTON, MA 02474-5505
Transaction Type	Mortgage
Record Updated	Apr 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079820-527
Date	Mar 15, 2022
Book Page	79820/527
Instrument	38751

Lender

Name	CAMBRIDGE SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,382.00 (-1.52%)	$1,066,700 (-0.61%) Land $571,000 Building $495,700	$1,266,131 (+7.94%)
2025	$11,558.00 (+11.15%)	$1,073,200 (+9.29%) Land $571,000 Building $502,200	$1,172,965 (-0.64%)
2024	$10,399.00 (+5.97%)	$982,000 (+12.18%) Land $543,500 Building $438,500	$1,180,565
2023	$9,813.00	$875,400 Land $455,700 Building $419,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,010 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Netafy, Starry, Verizon.

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