Middlesex County and Arlington Town property record for 11 Cross St, Arlington, MA 02474
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,470 sqft · built 1885 |
| Lot Size | 0.099 acres (4,299 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $420,000 (Jan 2005) |
| Tax Bill | $13,721 (2026) |
| Deeds & Mortgages | Jan 2021 Refinance |
| Flood Zone | Zone X (moderate risk) |
| APN | 15860 |
| Primary APN | 15860 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,470 sqft Living Area |
| Gross Area | 3,818 sqft |
| Basement Area | 886 sqft |
| Unfinished Basement | 886 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1885 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,299 sqft (0.099 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 15860 |
|---|---|
| Street Address | 11 CROSS ST |
| City | ARLINGTON |
| State | MA |
| Zip | 02474-5505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 3 |
| Legal Lot Number | 2 |
| Jurisdiction | ARLINGTON MA |
| Township / Civil Division | ARLINGTON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 356701 |
11 Cross St is owned and occupied by two individuals who bought it in January 2005.
Source: Middlesex County and Arlington Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 11 CROSS ST, ARLINGTON, MA 02474-5505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 10, 2005 · Amount on File |
| Deed Sale | Jan 10, 2005 · Amount on File |
| Prior Sale | Apr 17, 2002 · Amount on File |
| Deed Document Number | 20055231 |
| Deed Book / Page | 44451 / 477 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ARLINGTON MA |
| Property Address | 11 CROSS ST, ARLINGTON, MA 02474-5505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 76787-490 |
|---|---|
| Date | Jan 26, 2021 |
| Book Page | 76787/490 |
| Instrument | 17931 |
| Name | DRAPER AND KRAMER MORTGAGE CORP. |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2036 |
The 2026 property tax bill for 11 Cross St was $13,721, down 1.6% from the year before.
Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Arlington Town |
| Unified School District | Arlington School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,721.00 (-1.64%) | $1,285,900 (-0.73%) Land $571,000 Building $714,900 | $1,685,546 (+19.7%) |
| 2025 | $13,950.00 (+10.44%) | $1,295,300 (+8.6%) Land $571,000 Building $724,300 | $1,408,090 (-1.59%) |
| 2024 | $12,631.00 (+4.81%) | $1,192,700 (+10.95%) Land $543,500 Building $649,200 | $1,430,795 |
| 2023 | $12,051.00 | $1,075,000 Land $455,700 Building $619,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 11 Cross St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 1 (2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 11 Cross St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Aug 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,010 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T, Netafy, Starry, Verizon.
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