1 Cross St, Arlington, MA 02474 Property Records

Middlesex County and Arlington Town property record for 1 Cross St, Arlington, MA 02474

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,780 sqft · built 1895
Lot Size	0.099 acres (4,299 sqft)
Owner	2 Company Names on Record
Last Sale	$434,000 (Nov 2012)
Tax Bill	$11,650 (2026)
Deeds & Mortgages	Mar 2022 Refinance Sep 2025 Transfer
Flood Zone	Zone AE (high risk)
APN	`15888`

Property Details

APN / Parcel Number

Primary APN	`15888`
Alternative APN	`ARLI M:024.0 B:0003 L:0004`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,780 sqft Living Area
Gross Area	3,576 sqft
Basement Area	738 sqft
Unfinished Basement	738 sqft

Exterior

Year Built	Built 1895
Effective Year Built	Effective 1945
Architectural Style	Other
Exterior Material	Other
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,299 sqft (0.099 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	15888
Street Address	1 CROSS ST
City	ARLINGTON
State	MA
Zip	02474-5505
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Block	3
Legal Lot Number	4
Jurisdiction	ARLINGTON MA
Township / Civil Division	ARLINGTON
Census Block Group	1
Census Block	1003
Census Tract	356701

Owner

Source: Middlesex County and Arlington Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1 CROSS ST, ARLINGTON, MA 02474-5505
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Sep 24, 2025	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 13, 2012 · Amount on Record
Deed Sale	Nov 13, 2012 · Amount on Record
Deed Book / Page	60473 / 376
Last Transfer Date	Sep 19, 2025
Transfer Doc	084649-489
Record Updated	Oct 29, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARLINGTON MA
Property Address	1 CROSS ST, ARLINGTON, MA 02474-5505
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	079865-359
Date	Mar 23, 2022
Book Page	79865/359
Instrument	43574

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2052

September 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ARLINGTON MA
Recording Date	Sep 24, 2025
Property Address	1 CROSS ST, ARLINGTON, MA 02474-5505
Document Number	084649-489
Book / Page	84649 / 489
Instrument Date	Sep 19, 2025
Instrument	115492
Transaction Type	Transfer
Record Updated	Oct 15, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 CROSS ST, ARLINGTON, MA 02474-5505

Tax Assessment & Valuation

Source: Middlesex County and Arlington Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Arlington Town
Unified School District	Arlington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,650.00 (-1.55%)	$1,091,800 (-0.63%) Land $571,000 Building $519,900	$1,364,745 (+40.9%)
2025	$11,833.00 (+10.05%)	$1,098,700 (+8.21%) Land $571,000 Building $527,700	$968,620 (+1.23%)
2024	$10,752.00 (+26.18%)	$1,015,300 (+33.57%) Land $543,500 Building $471,800	$956,840
2023	$8,521.00	$760,100 Land $455,700 Building $304,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARLINGTON WATER DEPT. (MWRA) serves 46,308 people · EPA ID MA3010000
Water Source	Purchased surface water from MWRA
Last State Inspection	Aug 2023
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,010 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Netafy, Starry, Verizon.

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