7 Coldwater Ct, Irmo, SC 29063 Property Records

Richland County property record for 7 Coldwater Ct, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,347 sqft · built 2000
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Tax Bill	$8 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Dec 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03210-01-74`

Property Details

APN / Parcel Number

Primary APN	`03210-01-74`
Alternative APNs	`R03210-01-74` `02157301`

Interior

Flooring	Wood

Exterior

Lot Area	14,375 sqft (0.33 acres)
Porch	Porch
Porch Area	404 sqft

Location & Zoning

Account Number	02157301
Street Address	7 COLDWATER CT
City	IRMO
State	SC
Zip	29063-8270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MD
Legal Description	PT LOT 105 91.4X111.2X193.7X181.9 #SU #PR RB305-518 RB657-1917
Legal Subdivision	WATERFORD
Legal Lot Number	91,105
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	6
Census Block	6003
Census Tract	10305

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 COLDWATER CT, IRMO, SC 29063-8270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 5, 2019	Deed of Trust, Mortgage · VA Mortgage EMBRACE HM LOANS
Dec 3, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 30, 2002
Transfer Doc	0000035507
Record Updated	Sep 20, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	7 COLDWATER CT, IRMO, SC 29063-8270
Document Number	2420/0075
Instrument Date	Aug 5, 2019
Transaction Type	Mortgage
Record Updated	Sep 9, 2019
Title Company	EQUITY NATIONAL TITLE LLC, EQUITY NAT'L TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7 COLDWATER CT IRMO SC 290638270, IRMO, SC 29063-8270

Mortgage

Document Number	2420/0075
Date	Aug 16, 2019
Book Page	002420/000075
Instrument	60016

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company
Address	MIDDLETOWN, RI 02842

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 15, 2049

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHLAND SC
Recording Date	Dec 3, 2018
Property Address	7 COLDWATER CT, IRMO, SC 29063-8270
Document Number	2353/3815
Book / Page	002353 / 003815
Instrument Date	Nov 30, 2018
Instrument	86094
Transaction Type	Transfer
Record Updated	Dec 20, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,008.25
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 COLDWATER CT IRMO SC 290638270, IRMO, SC 29063-8270

Mortgage

Document Number	2353/3819
Date	Dec 3, 2018
Book Page	002353/003819
Instrument	86095

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2048

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8.00	$400 Land $400	$400 (-) Land $400
2023	$8.00		$400 (-)
2021	$8.00	$20	$400 Land $400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1989–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

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