10 Coldwater Ct, Irmo, SC 29063 Property Records

Richland County property record for 10 Coldwater Ct, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,961 sqft · built 2000
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on Record
Last Sale	$259,900 (Jun 2019)
Tax Bill	$2,542 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit May 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`03210-01-50`

Property Details

APN / Parcel Number

Primary APN	`03210-01-50`
Alternative APNs	`R03210-01-50` `01608754`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,961 sqft Heated Area
Gross Area	3,849 sqft
1st Floor Area	1,750 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	448 sqft
Patio Area	18 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01608754
Street Address	10 COLDWATER CT
City	IRMO
State	SC
Zip	29063-8270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MD
Legal Description	LOT 104 30.9X145X162.2X152.1 #SU WATERFORD SUB PHASE VB #PR RB399-1632 337-1769
Legal Subdivision	WATERFORD
Legal Phase	5B
Legal Lot Number	30,104
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	6
Census Block	6003
Census Tract	10305

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10 COLDWATER CT, IRMO, SC 29063-8270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2023	Deed of Trust, Mortgage · Line of Credit FIRST CITIZENS BANK & TRUST CO
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage SIMPLIFIED MORTGAGE SOLUTIONS LLC
Jun 5, 2019	Grant Deed, Transfer · Line of Credit SIMPLIFIED MTG SOLUTIONS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2019 · Amount on Record
Deed Sale	Jun 5, 2019 · Amount on Record
Prior Sale	Apr 11, 2000 · Amount on Record
Deed Document Number	201938663
Deed Book / Page	2399 / 1243
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	10 COLDWATER CT, IRMO, SC 29063-8270
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 COLDWATER CT, IRMO, SC 29063-8270

Mortgage

Document Number	0028711502
Date	Oct 9, 2023
Book Page	2871/1502
Instrument	2023043796

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank
Address	RALEIGH, NC 27611

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 2, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	10 COLDWATER CT, IRMO, SC 29063-8270
Transaction Type	Mortgage
Record Updated	Apr 11, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026180457
Date	May 13, 2021
Book Page	2618/457
Instrument	2021030304

Lender

Name	SIMPLIFIED MORTGAGE SOLUTIONS LLC
Type	Non-Lending Institution
Address	WEST COLUMBIA, SC 29169

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2036

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RICHLAND SC
Recording Date	Jun 5, 2019
Property Address	10 COLDWATER CT, IRMO, SC 29063-8270
Document Number	2399/1243
Book / Page	002399 / 001243
Instrument Date	May 31, 2019
Instrument	38663
Transaction Type	Transfer
Record Updated	Jul 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$961.63
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10 COLDWATER CT IRMO SC 290638270, IRMO, SC 29063-8270

Mortgage

Document Number	2399/1247
Date	Jun 5, 2019
Book Page	002399/001247
Instrument	38664

Lender

Name	SIMPLIFIED MTG SOLUTIONS LLC
Address	110 MINISTRY DR # A, IRMO, SC 29063-2365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 4, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,542.00 (+18.95%)	$298,900 (+2,775.14%)	$405,200 (+55.91%) Land $48,800 Building $356,400
2023	$2,137.00 (-0.23%)	$10,396 (-0.04%)	$259,900 (-)
2021	$2,142.00	$10,400	$259,900 Land $40,600 Building $219,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1989–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

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