3 Coldwater Ct, Irmo, SC 29063 Property Records

Richland County property record for 3 Coldwater Ct, Irmo, SC 29063

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,455 sqft · built 2000
Lot Size	0.274 acres (11,948 sqft)
Owner	Individual Name on Record
Last Sale	$206,400 (Sep 2002)
Tax Bill	$1,656 (2025)
Deeds & Mortgages	Dec 2025 Line of Credit Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`03210-01-47`

Property Details

APN / Parcel Number

Primary APN	`03210-01-47`
Alternative APNs	`R03210-01-47` `01608727`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,455 sqft Heated Area
Gross Area	3,136 sqft
1st Floor Area	1,703 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	11,948 sqft (0.274 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	30 sqft
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01608727
Street Address	3 COLDWATER CT
City	IRMO
State	SC
Zip	29063-8270
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-MD
Legal Description	LOT 107 90.3X118.3X74.1X128.1 #SU WATERFORD SUB PHASE VB #PR RB337-1769 RB701-2993
Legal Subdivision	WATERFORD
Legal Phase	5B
Legal Lot Number	90,107
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	6
Census Block	6003
Census Tract	10305

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 COLDWATER CT, IRMO, SC 29063-8270
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2025	Deed of Trust, Mortgage · Line of Credit ALLSOUTH FCU
Jan 31, 2019	Deed of Trust, Mortgage · Line of Credit ALLSOUTH FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2002 · Amount on Record
Deed Sale	Sep 9, 2002 · Amount on Record
Prior Sale	Feb 28, 2000 · Amount on Record
Deed Document Number	200273320
Deed Book / Page	701 / 2994
Last Transfer Date	Sep 3, 2013
Transfer Doc	0018913576
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	3 COLDWATER CT, IRMO, SC 29063-8270
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030810418
Date	Dec 9, 2025
Book Page	3081/418
Instrument	2025058551

Lender

Name	ALLSOUTH FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	3 COLDWATER CT, IRMO, SC 29063-8270
Document Number	2369/3683
Instrument Date	Jan 31, 2019
Transaction Type	Mortgage
Record Updated	Feb 26, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 COLDWATER CT IRMO SC 290638270, IRMO, SC 29063-8270

Mortgage

Document Number	2369/3683
Date	Feb 5, 2019
Book Page	002369/003683
Instrument	8220

Lender

Name	ALLSOUTH FCU
Type	Credit Union
Address	COLUMBIA, SC 29201

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,656.00 (+4.02%) Homeowner's exemption	$225,200 (-)	$338,900 (-) Land $48,800 Building $290,100
2024	$1,592.00 (+17.14%)	$225,200 (+2,775.38%)	$338,900 (+73.08%) Land $48,800 Building $290,100
2023	$1,359.00 (-19.78%)	$7,832 (-0.1%)	$195,800 (-0.05%)
2021	$1,694.00	$7,840	$195,900 Land $40,600 Building $155,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (1989–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Oct 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 91% of South Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 190 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CarolinaConnect Cooperative.

Nearby Properties on Coldwater Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures