Bergen County and Lodi Borough property record for 7 Clark St, Lodi, NJ 07644
| Property Type | Single Family Home |
|---|---|
| Details | 1,125 sqft · built 1954 |
| Lot Size | 0.109 acres (4,748 sqft) |
| Owner | Individual Name on File |
| Last Sale | $460,000 (Sep 2025) |
| Tax Bill | $8,822 (2025) |
| Deeds & Mortgages | Sep 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-00260-0000-00039-02 |
| Primary APN | 31-00260-0000-00039-02 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,125 sqft Living Area |
| 1st Floor Area | 1,125 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 4,748 sqft (0.109 acres) |
| Lot Dimensions | 95 ft deep x 50 ft wide |
| Account Number | 471400 |
|---|---|
| Street Address | 7 CLARK ST |
| City | LODI |
| State | NJ |
| Zip | 07644-3509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50X95 |
| Legal Block | 260 |
| Legal Lot Number | 39.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | LODI |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 30402 |
7 Clark St is owned and occupied by an individual who bought it in September 2025.
Source: Bergen County and Lodi Borough records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7 CLARK ST, LODI, NJ 07644-3509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 11, 2025 · Amount on File |
| Deed Sale | Sep 11, 2025 · Amount on File |
| Prior Sale | Jan 6, 2009 |
| Deed Document Number | 202562419 |
| Deed Book / Page | 5597 / 226 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 11, 2025 |
| Property Address | 7 CLARK ST, LODI, NJ 07644-3509 |
| Document Number | 0055970226 |
| Book / Page | 5597 / 226 |
| Instrument Date | Aug 25, 2025 |
| Instrument | 2025062419 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2025 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,791.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7 EDGEWATER DR, DENVILLE, NJ 07834-1811 |
| Name | Verified Name |
|---|---|
| Address | 153 BURNT MEADOW RD, RINGWOOD, NJ 07456-1117 |
| Investor | Possibly a Property Investor |
| Document Number | 2025062420 |
|---|---|
| Date | Sep 11, 2025 |
| Instrument | 2025062420 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2055 |
The 2025 property tax bill for 7 Clark St was $8,822, up 5.6% from the year before.
Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Lodi Borough |
| Unified School District | Lodi Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $249,200 (-) Land $142,400 Building $106,800 | $249,200 (-) Land $142,400 Building $106,800 | |
| 2025 | $8,822.00 (+5.61%) | $249,200 (-) Land $142,400 Building $106,800 | $249,200 (-) Land $142,400 Building $106,800 |
| 2024 | $8,353.00 (+2.33%) | $249,200 (-) Land $142,400 Building $106,800 | $249,200 (-) Land $142,400 Building $106,800 |
| 2023 | $8,163.00 (+0.37%) | $249,200 Land $142,400 Building $106,800 | $249,200 Land $142,400 Building $106,800 |
| 2022 | $8,133.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7 Clark St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 7 Clark St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001 |
|---|---|
| Water Source | Purchased surface water from PASSAIC VALLEY WATER COMMISSION |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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