45 Clark St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 45 Clark St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	1,190 sqft · built 1950
Lot Size	0.115 acres (5,001 sqft)
Owner	Individual Name on File
Last Sale	$272,000 (Nov 2004)
Tax Bill	$8,977 (2025)
Deeds & Mortgages	Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00263-0000-00129`

Property Details

APN / Parcel Number

Primary APN	`31-00263-0000-00129`
Alternative APNs	`310026300129` `476200`

Interior

Stories	1 Story
Building Area	1,190 sqft Living Area
1st Floor Area	1,190 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Construction Type	Frame
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	476200
Street Address	45 CLARK ST
City	LODI
State	NJ
Zip	07644-3510
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	50X100
Legal Subdivision	BROADWAY DEV CORPORATI
Legal Block	263
Legal Lot Number	129
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	3
Census Block	3007
Census Tract	30100

Owner

Source: Bergen County and Lodi Borough records · APN 31-00263-0000-00129

Assessment roll updated June 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	45 CLARK ST, LODI, NJ 07644-3510
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 24, 2004 · Amount on Record
Deed Sale	Nov 24, 2004 · Amount on Record
Deed Book / Page	8750 / 743
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	45 CLARK ST, LODI, NJ 07644-3510
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027502241
Date	Oct 13, 2017
Book Page	02750/2241
Instrument	17-076823

Lender

Name	VISIONS FCU
Type	Credit Union
Address	ENDICOTT, NY 13760

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 03, 2032

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough records · Assessment roll updated June 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$253,600 (-) Land $160,000 Building $93,600	$253,600 (-) Land $160,000 Building $93,600
2025	$8,977.00 (+5.61%)	$253,600 (-) Land $160,000 Building $93,600	$253,600 (-) Land $160,000 Building $93,600
2024	$8,500.00 (+2.69%)
2023		$253,600 Land $160,000 Building $93,600	$253,600 Land $160,000 Building $93,600
2022	$8,277.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 8, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	6 (1983–2021)
Claims Outside the SFHA	4 of 6
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Wildfire

Wildfire Risk	Not rated no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Optimum Communications Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

Based on FCC filings for 681 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.