3 Clark St, Lodi, NJ 07644 Property Records

Bergen County and Lodi Borough property record for 3 Clark St, Lodi, NJ 07644

Property Summary

Property Type	Single Family Home
Details	2,442 sqft · built 1954
Lot Size	0.109 acres (4,748 sqft)
Owner	Individual Name on Record
Last Sale	$808,000 (Jun 2022)
Tax Bill	$13,098 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-00260-0000-00039-01`

Property Details

APN / Parcel Number

Primary APN	`31-00260-0000-00039-01`
Alternative APNs	`31002600000000390001` `471300`

Interior

Stories	2 Stories
Building Area	2,442 sqft Living Area

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	4,748 sqft (0.109 acres)
Lot Dimensions	95 ft deep x 50 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Account Number	471300
Street Address	3 CLARK ST
City	LODI
State	NJ
Zip	07644-3509
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	L40A-42A 50X95
Legal Subdivision	PROVIDENTIAL LAND & IMPROVEMEN
Legal Block	260
Legal Lot Number	39.01
Jurisdiction	BERGEN NJ
Township / Civil Division	LODI
Census Block Group	1
Census Block	1005
Census Tract	30402

Owner

Source: Bergen County and Lodi Borough records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3 CLARK ST, LODI, NJ 07644-3509
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2022 · Amount on Record
Deed Sale	Jun 8, 2022 · Amount on Record
Deed Document Number	202258439
Deed Book / Page	4704 / 1500
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Jun 8, 2022
Property Address	3 CLARK ST, LODI, NJ 07644-3509
Document Number	0047041500
Book / Page	4704 / 1500
Instrument Date	May 6, 2022
Instrument	2022058439
Transaction Type	Transfer
Record Updated	Jul 29, 2022
Title Company	LAND QUEST TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,507.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 CLARK ST, 3, LODI, NJ 07644-3509

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 CLARK ST, LODI, NJ 07644-3509

Mortgage

Document Number	0047041506
Date	Jun 8, 2022
Book Page	4704/1506
Instrument	2022058440

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

Source: Bergen County and Lodi Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Lodi Borough
Unified School District	Lodi Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$370,000 (-) Land $158,300 Building $211,700	$370,000 (-) Land $158,300 Building $211,700
2025	$13,098.00 (+5.61%)	$370,000 (-) Land $158,300 Building $211,700	$370,000 (-) Land $158,300 Building $211,700
2024	$12,402.00 (+2.7%)
2023		$370,000 Land $158,300 Building $211,700	$370,000 Land $158,300 Building $211,700
2022	$12,076.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WC LODI WD serves 24,136 people · EPA ID NJ0231001
Water Source	Purchased surface water from PASSAIC VALLEY WATER COMMISSION
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 681 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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