7 Circle Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 7 Circle Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,590 sqft · built 1950
Lot Size	0.569 acres (24,829 sqft)
Owner	Individual Name on Record
Last Sale	$290,000 (Nov 2023)
Tax Bill	$1,874 (2024)
Deeds & Mortgages	Feb 2026 Mortgage Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-09-24-402-007.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-24-402-007.000-018`
Alternative APN	`1609240402007000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,590 sqft Living Area
1st Floor Area	1,590 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Architectural Style	Other
Exterior Material	Brick/Stone
Construction Type	Wood
Roof Material	Asphalt
Lot Area	24,829 sqft (0.569 acres)
Lot Dimensions	190 ft deep x 202 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1609240402007000
Street Address	7 CIRCLE DR
City	CARMEL
State	IN
Zip	46032-1355
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 24, TOWNSHIP 18, RANGE 3, WALTER'S ROLLING ACRES, LOT 30, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	24
Legal Subdivision	CARMEL WALTERS ROL
Legal Lot Number	30
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1005
Census Tract	110906

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 CIRCLE DR, CARMEL, IN 46032-1355
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Nov 6, 2023	Deed, Transfer · Conventional Mortgage NEWREZ LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 6, 2023 · Amount on Record
Deed Sale	Nov 6, 2023 · Amount on Record
Prior Sale	Oct 18, 2016
Deed Document Number	2023042368
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	7 CIRCLE DR, CARMEL, IN 46032-1355
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	UNKNOWN, LAND GROUP TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CIRCLE DR, CARMEL, IN 46032-1355

Mortgage

Document Number	0000005102
Date	Feb 9, 2026
Instrument	2026005102

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON IN
Recording Date	Nov 6, 2023
Property Address	7 CIRCLE DR, CARMEL, IN 46032-1355
Document Number	0000042368
Map Reference	DD 137 PG 167
Instrument Date	Oct 31, 2023
Instrument	2023042368
Transaction Type	Transfer
Record Updated	Dec 8, 2023
Title Company	ATTORNEYS TITLE AGENCY/IN LLC, ATTORNEYS TTL AGCY OF IN LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CIRCLE DR, CARMEL, IN 46032-1355

Mortgage

Document Number	0000042369
Date	Nov 6, 2023
Instrument	2023042369

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2053

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$218,000 (+10.05%) Land $63,100 Building $154,900	$218,000 (+10.05%) Land $63,100 Building $154,900
2024	$1,874.00 (+54.88%)	$198,100 (+34.12%) Land $63,100 Building $135,000	$198,100 (+34.12%) Land $63,100 Building $135,000
2023	$1,210.00 (-0.41%)	$147,700 (+5.5%) Land $63,100 Building $84,600	$147,700 (+5.5%) Land $63,100 Building $84,600
2022	$1,215.00	$140,000 Land $55,400 Building $84,600	$140,000 Land $55,400 Building $84,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Xfinity.

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