Hamilton County property record for 10 Circle Dr, Carmel, IN 46032
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,401 sqft · built 1953 |
| Lot Size | 1.2 acres (52,272 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,154 (2024) |
| Deeds & Mortgages | Jul 2026 Transfer Sep 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 29-09-24-403-007.000-018 |
| Primary APN | 29-09-24-403-007.000-018 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 2,401 sqft Living Area |
| 1st Floor Area | 1,278 sqft |
| Basement Area | 1,498 sqft |
| Finished Basement | 1,123 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1953 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Roof Material | Asphalt |
| Lot Area | 52,272 sqft (1.2 acres) |
| Garage Type | Detached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 1609240403007000 |
|---|---|
| Street Address | 10 CIRCLE DR |
| City | CARMEL |
| State | IN |
| Zip | 46032-1356 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ACREAGE .00, SECTION 24, TOWNSHIP 18, RANGE 3, WALTER'S ROLLING ACRES, LOT 11 |
| Legal Range | 03 |
| Legal Township | 18 |
| Legal Section | 24 |
| Legal Subdivision | CARMEL WALTERS ROL |
| Legal Lot Number | 11 |
| Jurisdiction | HAMILTON IN |
| Township / Civil Division | CLAY |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 110906 |
Source: Hamilton County assessment roll, as of July 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 CIRCLE DR, CARMEL, IN 46032-1356 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 15, 2026 | Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT |
| Sep 25, 2019 | Deed of Trust, Mortgage SOFI LNDG |
| Feb 25, 2019 | Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE COMPANY INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 25, 2019 |
| Deed Sale | Feb 25, 2019 |
| Prior Sale | Nov 12, 2009 |
| Deed Document Number | 2019006669 |
| Record Updated | Sep 20, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Jul 15, 2026 |
| Property Address | 10 CIRCLE DR, CARMEL, IN 46032-1356 |
| Document Number | 0000031850 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202631850 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 CIRCLE DR, CARMEL, IN 46032-1356 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON IN |
| Property Address | 10 CIRCLE DR, CARMEL, IN 46032-1356 |
| Document Number | 0000056601 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2019 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 10 CIRCLE DR CARMEL IN 460321356, CARMEL, IN 46032-1356 |
| Document Number | 0000056601 |
|---|---|
| Date | Nov 12, 2019 |
| Instrument | 56601 |
| Name | SOFI LNDG |
|---|---|
| Address | COTTONWOOD HEIGHTS, UT 84121 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 11, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON IN |
| Recording Date | Feb 25, 2019 |
| Property Address | 10 CIRCLE DR, CARMEL, IN 46032-1356 |
| Document Number | 2019006669 |
| Map Reference | MB 2 PG 34&35 |
| Instrument Date | Feb 20, 2019 |
| Instrument | 2019006669 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | MERIDIAN TITLE CORP |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 10 CIRCLE DR, CARMEL, IN 46032-1356 |
| Document Number | 2019006670 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | 2019006670 |
| Name | RUOFF MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
Source: Hamilton County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Hamilton County |
| County Subdivision | Clay Township |
| Municipality | Carmel City |
| Unified School District | Carmel Clay Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $329,700 (+11.08%) Land $76,600 Building $253,100 | $329,700 (+11.08%) Land $76,600 Building $253,100 | |
| 2024 | $3,154.00 (+42.84%) | $296,800 (+31.15%) Land $76,600 Building $220,200 | $296,800 (+31.15%) Land $76,600 Building $220,200 |
| 2023 | $2,208.00 (+5.8%) | $226,300 (+11.86%) Land $76,600 Building $149,700 | $226,300 (+11.86%) Land $76,600 Building $149,700 |
| 2022 | $2,087.00 | $202,300 Land $67,200 Building $135,100 | $202,300 Land $67,200 Building $135,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jun 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Indiana |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Aug 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL · Fiber in parts of the area | 100 / 20 |
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