14 Circle Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 14 Circle Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,300 sqft · built 1953
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$117,000 (Dec 2016)
Tax Bill	$1,864 (2024)
Deeds & Mortgages	Aug 2021 Line of Credit Dec 2016 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`29-09-24-403-005.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-24-403-005.000-018`
Alternative APN	`1609240403005000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,300 sqft Living Area
1st Floor Area	1,300 sqft
Basement Area	975 sqft

Exterior

Year Built	Built 1953
Architectural Style	Other
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	185 ft deep x 125 ft wide
Garage Type	Mixed
Garage Area	1,344 sqft
Parking Spaces	5 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	1609240403005000
Street Address	14 CIRCLE DR
City	CARMEL
State	IN
Zip	46032-1356
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 24, TOWNSHIP 18, RANGE 3, WALTER'S ROLLING ACRES, LOT 13
Legal Range	03
Legal Township	18
Legal Section	24
Legal Subdivision	WALTERS ROLLING
Legal Lot Number	13
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1004
Census Tract	110906

Owner

Source: Hamilton County records, as of March 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	14 CIRCLE DR, CARMEL, IN 46032-1356
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 25, 2021	Deed of Trust, Mortgage · Line of Credit FORUM CU
Dec 27, 2016	Deed of Trust, Mortgage · Line of Credit FORUM CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2016 · Amount on Record
Deed Sale	Dec 7, 2016 · Amount on Record
Deed Document Number	2016064521
Prior Transfer Date	Dec 6, 2016
Prior Transfer Doc	0000064521
Record Updated	Jun 8, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14 CIRCLE DR, CARMEL, IN 46032-1356
Transaction Type	Mortgage
Record Updated	Sep 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021061995
Date	Aug 25, 2021
Instrument	2021061995

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46037

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	14 CIRCLE DR, CARMEL, IN 46032-1356
Document Number	0000000074
Instrument Date	Dec 27, 2016
Transaction Type	Mortgage
Record Updated	Feb 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 CIRCLE DR CARMEL IN 460321356, CARMEL, IN 46032-1356

Mortgage

Document Number	0000000074
Date	Jan 3, 2017
Instrument	74

Lender

Name	FORUM CU
Type	Credit Union
Address	FISHERS, IN 46038

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 2, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$220,900 (+11.96%) Land $61,300 Building $159,600	$220,900 (+11.96%) Land $61,300 Building $159,600
2024	$1,864.00 (+23.61%)	$197,300 (+24.56%) Land $61,300 Building $136,000	$197,300 (+24.56%) Land $61,300 Building $136,000
2023	$1,508.00 (+4.36%)	$158,400 (+12.26%) Land $61,300 Building $97,100	$158,400 (+12.26%) Land $61,300 Building $97,100
2022	$1,445.00	$141,100 Land $53,700 Building $87,400	$141,100 Land $53,700 Building $87,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jun 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Metronet, Xfinity.

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