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7 Cindy Pl, Key Largo, FL 33037 Property Records

Monroe County property record for 7 Cindy Pl, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,540 sqft · built 2020
Lot Size0.114 acres (5,000 sqft)
OwnerIndividual Name on Record
Last Sale$489,000 (Sep 2020)
Tax Bill$5,628 (2024)
Deeds & MortgagesSep 2020 Sale & Mortgage
May 2019 Construction Loan
+ 1 more
Flood ZoneZone X (moderate risk)
APN00457770-000000

Property Details

APN / Parcel Number

Primary APN00457770-000000
Alternative APNs
  • 22613900457770000000
  • 1561339

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,540 sqft Living Area
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Exterior MaterialOther
Foundation TypePile
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area5,000 sqft (0.114 acres)
Lot Dimensions100 ft deep x 50 ft wide
PorchOpen Porch
Patio Area407 sqft

Utilities, Heating & Cooling

Heating SystemForced Air

Location & Zoning

Account Number1561339
Old Parcel Number22613900457770000000
Street Address7 CINDY PL
CityKEY LARGO
StateFL
Zip33037-4541
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBK 12 LT 12 LARGO GARDENS KEY LARGO PB4-38 OR472-954 OR996-1022/1023 OR1392-2004/05 OR1510-428/30FJ OR1510-432
Legal Range39E
Legal Township61S
Legal Section22
Legal SubdivisionLARGO GARDENS
Legal Block12
Legal Lot Number12
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2011
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address14531 SW 149TH CT, MIAMI, FL 33196-2338
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 1, 2020Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LOANS LLC
May 20, 2019Trustee's Deed, Construction Loan · Construction Mortgage
JEFF LAZZERI
Apr 20, 2018Warranty Deed, Transfer
ABSOLUTE FIRST TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 1, 2020 · Amount on Record
Deed SaleSep 1, 2020 · Amount on Record
Prior SaleApr 20, 2018 · Amount on Record
Deed Document Number2279865
Deed Book / Page3041 / 1048
Record UpdatedJun 8, 2026

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateSep 1, 2020
Property Address7 CINDY PL, KEY LARGO, FL 33037-4541
Document Number0030411048
Book / Page3041 / 1048
Map ReferenceMB 4 PG 38
Instrument DateAug 28, 2020
Instrument2279865
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyP AND P TITLE SERVICES LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,423.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address153 W AVENUE A, 153, KEY LARGO, FL 33037-2647

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 CINDY PL, KEY LARGO, FL 33037-4541

Mortgage

Document Number0030411050
DateSep 1, 2020
Instrument3041/1050
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term348 Months
DueSep 1, 2049

May 2019: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionMONROE FL
Recording DateMay 20, 2019
Property Address7 CINDY PL, KEY LARGO, FL 33037-4541
Document Number0029650435
Book / Page002965 / 000435
Instrument DateMay 15, 2019
Instrument2220881
Transaction TypeConstruction Loan
Record UpdatedJul 1, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address153 W AVENUE A KEY LARGO FL 330372647, KEY LARGO, FL 33037-2647

Mortgage

Document Number29650435
DateMay 20, 2019
Book Page002965/000435
Instrument2220881
Lender
NameJEFF LAZZERI
Address26551 SW 182ND AVE, HOMESTEAD, FL 33031-2201
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueMay 19, 2020
Interest
Rate10%

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateApr 20, 2018
Property Address7 CINDY PL, KEY LARGO, FL 33037-4541
Document Number0029021186
Book / Page002902 / 001186
Instrument DateApr 17, 2018
Instrument2165287
Transaction TypeTransfer
Record UpdatedJun 1, 2018
Title CompanyABSOLUTE FIRST TITLE LLC

Transaction

AmountAmount Recorded
Tax$455.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address153 W AVENUE A KEY LARGO FL 330372647, KEY LARGO, FL 33037-2647

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$635,287 (+16.62%) Land $198,000 Building $437,287$635,287 (+16.62%) Land $198,000 Building $437,287
2024$5,628.00 (+11.23%)
2023$5,060.00 (+7.82%)$544,769 (+0.03%) Land $151,250 Building $393,519$544,769 (+0.03%) Land $151,250 Building $393,519
2022$4,693.00$544,631 Land $151,250 Building $393,381$544,631 Land $151,250 Building $393,381

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 245 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies245 in force
Nearby Flood Claims161 (1992–2023)
Claims Outside the SFHA6 of 161
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Irene, Oct 1999 · 31 claims
  • Hurricane Georges, Sep 1998 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20

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