3 Cindy Pl, Key Largo, FL 33037 Property Records

Monroe County property record for 3 Cindy Pl, Key Largo, FL 33037

Property Summary

Property TypeMobile Home
Details2 bd · 2 ba · 1,240 sqft · built 1972
Lot Size0.115 acres (5,000 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Mar 2023)
Tax Bill$3,119 (2024)
Deeds & MortgagesMar 2023 Re-recorded Document
Mar 2023 Sale
+ 2 more
Flood ZoneZone X (moderate risk)
APN00457750-000000

Property Details

APN / Parcel Number

Primary APN00457750-000000
Alternative APNs
  • 22613900457750000000
  • 1561312

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,240 sqft Living Area
1st Floor Area1,240 sqft
FlooringWood
Interior WallsWood

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 2014
Architectural StyleMobile Home
Exterior MaterialMetal
Construction TypeFrame
Roof TypeFlat
Roof MaterialComposition Shingle
Lot Area5,000 sqft (0.115 acres)
Lot Dimensions100 ft deep x 50 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area400 sqft
Deck Area320 sqft
Patio Area424 sqft

Utilities, Heating & Cooling

Cooling SystemWall Unit
Heating SystemForced Air with A/C

Location & Zoning

Account Number1561312
Street Address3 CINDY PL
CityKEY LARGO
StateFL
Zip33037-4541
Property CategoryResidential
Property TypeResidential > Prefabricated > Mobile Home
Local Zoning CodeURM
Legal DescriptionBK 12 LT 10 LARGO GARDENS KEY LARGO PB4-38 OR458-560 OR480-530 OR772-1901/1902 OR820-623 OR817-1917 OR939-156 OR948-1889 OR990-1853R/S OR1381-597 OR1405-2388 OR2428-1823 OR2947-1164 OR3216-2487 OR3218-0717
Legal Range39E
Legal Township61S
Legal Section22
Legal SubdivisionLARGO GARDENS
Legal Block12
Legal Lot Number10
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2011
Census Tract970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3 CINDY PL, KEY LARGO, FL 33037-4541
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 31, 2023Re-recorded Document
CORAL REEF TITLE COMPANY
Mar 24, 2023Warranty Deed, Transfer
CORAL REEF TITLE COMPANY
Aug 10, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BLACKMAN FAMILY TRUST
Feb 5, 2019Warranty Deed, Transfer · Conventional with PMI
SHARON M PLEZIA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 31, 2023 · Amount on Record
Deed SaleMar 31, 2023 · Amount on Record
Prior SaleMar 24, 2023 · Amount on Record
Deed Document Number20232412270
Deed Book / Page3218 / 717
Transfer Doc1381000597
Record UpdatedOct 29, 2026

March 2023: Re-recorded Document

Document TypeRe-recorded Document
JurisdictionMONROE FL
Recording DateMar 31, 2023
Property Address3 CINDY PL, KEY LARGO, FL 33037-4541
Document Number0032180717
Book / Page3218 / 717
Map ReferenceMB 4 PG 38
Instrument DateMar 24, 2023
Instrument2412270
Record UpdatedApr 26, 2023
Title CompanyCORAL REEF TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address5437 MICHELLES OAK CT, CINCINNATI, OH 45248-1083

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CINDY PL, KEY LARGO, FL 33037-4541
InvestorPossibly a Property Investor

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateMar 24, 2023
Property Address3 CINDY PL, KEY LARGO, FL 33037-4541
Document Number0032162487
Book / Page3216 / 2487
Map ReferenceMB 4 PG 38
Instrument DateMar 20, 2023
Instrument2411217
Transaction TypeTransfer
Record UpdatedApr 3, 2023
Title CompanyCORAL REEF TITLE COMPANY

Transaction

AmountAmount Recorded
Tax$2,450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5437 MICHELLES OAK CT, CINCINNATI, OH 45248-1083

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CINDY PL, KEY LARGO, FL 33037-4541
InvestorPossibly a Property Investor

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address3 CINDY PL, KEY LARGO, FL 33037-4541
Transaction TypeMortgage
Record UpdatedAug 26, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3 CINDY PL, KEY LARGO, FL 33037-4541

Mortgage

Document Number0031181501
DateAug 10, 2021
Book Page3118/1501
Instrument2334419
Lender
NameBLACKMAN FAMILY TRUST
TypeNon-Lending Institution
AddressVANCOUVER, WA 98682
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateFeb 5, 2019
Property Address3 CINDY PL, KEY LARGO, FL 33037-4541
Document Number0029471164
Book / Page002947 / 001164
Instrument DateJan 31, 2019
Instrument2204507
Transaction TypeTransfer
Record UpdatedMar 1, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3 CINDY PL KEY LARGO FL 330374541, KEY LARGO, FL 33037-4541

Mortgage

Document Number29471166
DateFeb 5, 2019
Book Page002947/001166
Instrument2204508
Lender
NameSHARON M PLEZIA
Address10 BONEFISH AVE, KEY LARGO, FL 33037-4710
Special NotesSeller Financed
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term84 Months
DueFeb 4, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$312,178 (+41.62%) Land $198,000 Building $114,178$312,178 (+10.94%) Land $198,000 Building $114,178
2024$3,119.00 (+44.33%)
2023$2,161.00 (+4.85%) Homeowner's exemption$220,435 (+3%)$281,392 (+4.35%) Land $151,250 Building $130,142
2022$2,061.00 Homeowner's exemption$214,015$269,649 Land $151,250 Building $118,399

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 245 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies245 in force
Nearby Flood Claims161 (1992–2023)
Claims Outside the SFHA6 of 161
Most Recent ClaimNov 2023 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 91 claims
  • Hurricane Irene, Oct 1999 · 31 claims
  • Hurricane Georges, Sep 1998 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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