11 Cindy Pl, Key Largo, FL 33037 Property Records

Monroe County property record for 11 Cindy Pl, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 880 sqft · built 1948
Lot Size	0.114 acres (5,000 sqft)
Owner	Owner Name on Record
Tax Bill	$3,058 (2024)
Flood Zone	Zone X (moderate risk)
APN	`00457790-000000`

Property Details

APN / Parcel Number

Primary APN	`00457790-000000`
Alternative APNs	`22613900457790000000` `1561355`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	880 sqft Living Area
1st Floor Area	880 sqft
Flooring	Wood
Interior Walls	Wood

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1998
Exterior Material	Combination
Construction Type	Wood
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	5,000 sqft (0.114 acres)
Lot Dimensions	100 ft deep x 50 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	368 sqft
Deck Area	60 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1561355
Old Parcel Number	22613900457790000000
Street Address	11 CINDY PL
City	KEY LARGO
State	FL
Zip	33037-4541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 12 LT 14 LARGO GARDENS KEY LARGO PB4-38 OR483-75 OR1051-1246/48WILL OR1051-2286D/C OR1051-2287AFF OR1084-165/166P/R
Legal Range	39E
Legal Township	61S
Legal Section	22
Legal Subdivision	LARGO GARDENS
Legal Block	12
Legal Lot Number	14
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	2
Census Block	2011
Census Tract	970400

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Owner Name on Record
Mailing Address	PO BOX 552, NEWTOWN SQUARE, PA 19073-0552

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2013
Deed Sale	Jul 5, 2013
Prior Sale	Feb 3, 2003 · Amount on Record
Deed Document Number	1940345
Deed Book / Page	2637 / 2287
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$351,331 (+23.96%) Land $198,000 Building $153,331	$351,331 (+23.96%) Land $198,000 Building $153,331
2024	$3,058.00 (+12.47%)
2023	$2,719.00 (+6.63%)	$283,416 (-0.68%) Land $151,250 Building $132,166	$283,416 (-0.68%) Land $151,250 Building $132,166
2022	$2,550.00	$285,358 Land $151,250 Building $134,108	$285,358 Land $151,250 Building $134,108

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 245 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	245 in force
Nearby Flood Claims	161 (1992–2023)
Claims Outside the SFHA	6 of 161
Most Recent Claim	Nov 2023 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 91 claims Hurricane Irene, Oct 1999 · 31 claims Hurricane Georges, Sep 1998 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 371 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20