7 Cherry Ln, Hope Valley, RI 02832 Property Records

Richmond Town property record for 7 Cherry Ln, Hope Valley, RI 02832

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,564 sqft · built 1993
Lot Size	2.01 acres (87,556 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,906 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Sep 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`11-1999-92`

Property Details

APN / Parcel Number

Primary APN	`11-1999-92`
Alternative APN	`RICH M:02B B:029 L:007`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,564 sqft Living Area
Gross Area	2,712 sqft
Basement Area	816 sqft
Unfinished Basement	552 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,556 sqft (2.01 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	11-1999-92
Street Address	7 CHERRY LN
City	HOPE VALLEY
State	RI
Zip	02832-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	29
Legal Lot Number	7
Jurisdiction	RICHMOND RI
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1016
Census Tract	50600

Owner

Source: Richmond Town records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 CHERRY LN, HOPE VALLEY, RI 02832-3213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2021	Deed of Trust, Mortgage · VA Mortgage EMBRACE HOME LOANS INC
Sep 3, 2019	Deed of Trust, Mortgage · FHA Mortgage EMBRACE HM LOANS
Feb 15, 2018	Warranty Deed, Transfer EMBRACE HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 17, 2014
Deed Sale	Dec 17, 2014
Prior Sale	Jun 22, 1994 · Amount on Record
Deed Document Number	201441295
Deed Book / Page	294 / 893
Transfer Doc	000294-893
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND RI
Property Address	7 CHERRY LN, RICHMOND, RI 02832-3213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	344-280
Date	Jan 11, 2021
Book Page	344/280

Lender

Name	EMBRACE HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Feb 1, 2046

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND RI
Property Address	7 CHERRY LN, RICHMOND, RI 02832-3213
Document Number	330-110
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 CHERRY LN RICHMOND RI 028323213, RICHMOND, RI 02832-3213

Mortgage

Document Number	330-110
Date	Sep 3, 2019
Book Page	000330/000110

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Sep 2, 2044

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND RI
Recording Date	Feb 15, 2018
Property Address	7 CHERRY LN, RICHMOND, RI 02832-3213
Document Number	318-425
Book / Page	000318 / 000425
Instrument Date	Feb 15, 2018
Instrument	48858
Transaction Type	Transfer
Record Updated	Mar 13, 2018

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$279.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	467 GRAVELLY HILL RD SOUTH KINGSTOWN RI 028794734, SOUTH KINGSTOWN, RI 02879-4734

Mortgage

Document Number	318-428
Date	Feb 15, 2018
Book Page	000318/000428
Instrument	48859

Lender

Name	EMBRACE HM LOANS
Type	Funding / Finance Company

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 14, 2048

Tax Assessment & Valuation

Source: Richmond Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Richmond Town
Unified School District	Chariho Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,906.00 (-0.61%)	$402,600 (-) Land $136,900 Building $265,700
2023	$5,942.00	$402,600 Land $136,900 Building $265,700

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2010–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2017 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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