25 Cherry Ln, Hope Valley, RI 02832 Property Records

Richmond Town property record for 25 Cherry Ln, Hope Valley, RI 02832

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,776 sqft · built 1990
Lot Size	2.38 acres (103,673 sqft)
Owner	2 Individual Names on Record
Last Sale	$630,000 (Jul 2026)
Tax Bill	$6,310 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Sep 2025 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`7-0610-72`

Property Details

APN / Parcel Number

Primary APN	`7-0610-72`
Alternative APN	`RICH M:02B B:029 L:003`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,776 sqft Living Area
Gross Area	4,173 sqft
Basement Area	960 sqft
Unfinished Basement	288 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	103,673 sqft (2.38 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	7-0610-72
Street Address	25 CHERRY LN
City	HOPE VALLEY
State	RI
Zip	02832-3213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	29
Legal Lot Number	3
Jurisdiction	RICHMOND RI
Township / Civil Division	RICHMOND
Census Block Group	1
Census Block	1016
Census Tract	50600

Owner

Source: Richmond Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	25 CHERRY LN, HOPE VALLEY, RI 02832-3213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · Conventional Mortgage NAVIGANT CREDIT UNION
Sep 19, 2025	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Feb 3, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKLAND TRUST CO
Aug 3, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance AMERISAVE MORTGAGE CORP
Jan 5, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance THE WASHINGTON TRUST CO OF WESTERLY
Sep 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance DISCOVER BANK
Oct 23, 2019	Warranty Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	Oct 23, 2019 · Amount on Record
Deed Book / Page	382 / 644
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND RI
Recording Date	Jul 27, 2026
Property Address	25 CHERRY LN, HOPE VALLEY, RI 02832-3213
Document Number	0382000644
Book / Page	382 / 644
Instrument Date	Jul 16, 2026
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	25 CHERRY LN, HOPE VALLEY, RI 02832-3213

Mortgage

Date	Jul 27, 2026

Lender

Name	NAVIGANT CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND RI
Property Address	25 CHERRY LN, RICHMOND, RI 02832-3213
Transaction Type	Mortgage
Record Updated	Oct 8, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000377-319
Date	Sep 19, 2025
Book Page	377/319

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	349 Months
Due	Oct 1, 2054

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND RI
Property Address	25 CHERRY LN, RICHMOND, RI 02832-3213
Transaction Type	Mortgage
Record Updated	Feb 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000363-114
Date	Feb 3, 2023
Book Page	363/114

Lender

Name	ROCKLAND TRUST CO
Type	Non-Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND RI
Property Address	25 CHERRY LN, RICHMOND, RI 02832-3213
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000359-711
Date	Aug 3, 2022
Book Page	359/711

Lender

Name	AMERISAVE MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND RI
Property Address	25 CHERRY LN, RICHMOND, RI 02832-3213
Transaction Type	Mortgage
Record Updated	Jan 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000355-610
Date	Jan 5, 2022
Book Page	355/610

Lender

Name	THE WASHINGTON TRUST CO OF WESTERLY
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Feb 1, 2046

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND RI
Property Address	25 CHERRY LN, RICHMOND, RI 02832-3213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	340-829
Date	Sep 29, 2020
Book Page	340/829

Lender

Name	DISCOVER BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND RI
Recording Date	Oct 23, 2019
Property Address	25 CHERRY LN, RICHMOND, RI 02832-3213
Document Number	331-522
Book / Page	000331 / 000522
Instrument Date	Oct 23, 2019
Transaction Type	Transfer
Record Updated	Nov 26, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$345.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 CHERRY LN RICHMOND RI 028323213, RICHMOND, RI 02832-3213

Tax Assessment & Valuation

Source: Richmond Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Richmond Town
Unified School District	Chariho Regional School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,310.00 (-0.6%)	$430,100 (-) Land $139,500 Building $290,600	$595,433
2023	$6,348.00	$430,100 Land $139,500 Building $290,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (2010–2017)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2017 · other causes
Claims by Event	Severe Storms And Flooding, Mar 2010 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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