Richmond Town property record for 21 Cherry Ln, Hope Valley, RI 02832
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 920 sqft · built 1994 |
| Lot Size | 2.07 acres (90,169 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $5,058 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Oct 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 9-0063-50 |
| Primary APN | 9-0063-50 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 920 sqft Living Area |
| Gross Area | 1,980 sqft |
| Basement Area | 836 sqft |
| Unfinished Basement | 836 sqft |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 90,169 sqft (2.07 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 9-0063-50 |
|---|---|
| Street Address | 21 CHERRY LN |
| City | HOPE VALLEY |
| State | RI |
| Zip | 02832-3213 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 29 |
| Legal Lot Number | 4 |
| Jurisdiction | RICHMOND RI |
| Township / Civil Division | RICHMOND |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 50600 |
21 Cherry Ln, a single family home, is owned by two individuals.
Source: Richmond Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 CHERRY LN, HOPE VALLEY, RI 02832-3213 |
| Owner Type | Individual |
| Vesting | Estate |
| Date | Document |
|---|---|
| May 15, 2023 | Deed of Trust, Mortgage · ARM NAVIGANT CREDIT UNION |
| Oct 7, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS & FARMERS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND RI |
| Property Address | 21 CHERRY LN, RICHMOND, RI 02832-3213 |
| Transaction Type | Mortgage |
| Record Updated | Jun 1, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000364-236 |
|---|---|
| Date | May 15, 2023 |
| Book Page | 364/236 |
| Name | NAVIGANT CREDIT UNION |
|---|
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.25% |
| Type Change Date | Jun 1, 2030 |
| Index | Other |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RICHMOND RI |
| Property Address | 21 CHERRY LN, RICHMOND, RI 02832-3213 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 331-145 |
|---|---|
| Date | Oct 7, 2019 |
| Book Page | 331/145 |
| Name | CITIZENS & FARMERS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 21 Cherry Ln was $5,058.
Source: Richmond Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Richmond Town |
| Unified School District | Chariho Regional School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,058.00 | $344,800 Land $137,300 Building $207,500 | $412,986 |
| 2023 | $5,089.00 | $344,800 Land $137,300 Building $207,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Cherry Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (2010–2017) |
| Claims Outside the SFHA | 4 of 4 |
| Most Recent Claim | Oct 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Cherry Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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