7 Central Pl, Caldwell, NJ 07006 Property Records

Essex County and Caldwell Borough property record for 7 Central Pl, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	1,848 sqft · built 1922
Lot Size	0.315 acres (13,700 sqft)
Owner	Individual Name on Record
Last Sale	$520,000 (Sep 2015)
Tax Bill	$15,015 (2025)
Deeds & Mortgages	Mar 2021 Second Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-00032-0000-00004-06`

Property Details

APN / Parcel Number

Primary APN	`03-00032-0000-00004-06`
Alternative APNs	`03000320000000040006` `00000767`

Interior

Building Area	1,848 sqft Living Area

Exterior

Year Built	Built 1922
Effective Year Built	Effective 1922
Lot Area	13,700 sqft (0.315 acres)
Lot Dimensions	137 ft deep x 100 ft wide

Location & Zoning

Account Number	00000767
Street Address	7 CENTRAL PL
City	CALDWELL
State	NJ
Zip	07006-4816
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Description	100X137
Legal Block	32
Legal Lot Number	4.6
Jurisdiction	ESSEX NJ
Township / Civil Division	CALDWELL
Census Block Group	1
Census Block	1001
Census Tract	21701

Owner

Source: Essex County and Caldwell Borough records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7 CENTRAL PL, CALDWELL, NJ 07006-4816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2015 · Amount on Record
Deed Sale	Sep 26, 2015 · Amount on Record
Prior Sale	Oct 5, 2006 · Amount on Record
Deed Book / Page	20150 / 73341
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	7 CENTRAL PL, CALDWELL, NJ 07006-4816
Transaction Type	Mortgage
Record Updated	Apr 2, 2021
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021024554
Date	Mar 3, 2021
Instrument	2021024554

Lender

Name	DISCOVER BANK
Type	Bank
Address	NEW CASTLE, DE 19720

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Feb 16, 2036

Tax Assessment & Valuation

Source: Essex County and Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	Caldwell Borough
Unified School District	Caldwell-West Caldwell School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$461,000 (-) Land $274,900 Building $186,100	$461,000 (-) Land $274,900 Building $186,100
2025	$15,015.00 (+2.3%)	$461,000 (-) Land $274,900 Building $186,100	$461,000 (-) Land $274,900 Building $186,100
2024	$14,678.00 (+5.32%)
2023		$461,000 Land $274,900 Building $186,100	$461,000 Land $274,900 Building $186,100
2022	$13,936.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL WATER DEPT serves 9,027 people · EPA ID NJ0703001
Water Source	Purchased surface water from ESSEX FELLS WATER DEPT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 655 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Optimum.

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