Monmouth County and Rumson Borough property record for 7 Center St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,136 sqft · built 1981 |
| Lot Size | 0.147 acres (6,399 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $500,000 (Dec 2021) |
| Tax Bill | $9,629 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2019 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00053-0000-00011 |
| Primary APN | 41-00053-0000-00011 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,136 sqft Living Area |
| 1st Floor Area | 1,188 sqft |
| Upper Floors Area | 1,188 sqft |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 6,399 sqft (0.147 acres) |
| Lot Dimensions | 128 ft deep x 50 ft wide |
| Garage Type | Built-in |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Patio Area | 480 sqft |
| Canopy | 60 sqft |
| Sewer | Connected |
|---|
| Account Number | 101000 |
|---|---|
| Street Address | 7 CENTER ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | OCEANIC |
| Legal Block | 53 |
| Legal Lot Number | 11 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7 CENTER ST, RUMSON, NJ 07760-1712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 30, 2021 | Deed of Trust, Mortgage MSND FINANCIAL LLC |
| Sep 19, 2019 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK/PENNSYLVANIA |
| Feb 12, 2018 | Deed of Trust, Mortgage · Line of Credit TIAA FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2021 · Amount on Record |
| Deed Sale | Dec 16, 2021 · Amount on Record |
| Prior Sale | Jul 5, 2004 · Amount on Record |
| Deed Document Number | 2021179744 |
| Deed Book / Page | 9565 / 7320 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 7 CENTER ST, RUMSON, NJ 07760-1712 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2024 |
| Title Company | EXECUTIVE ABSTRACT TITLE AGENCY LLC, EXECUTIVE ABSTRACT TTL AGCY |
| Name | Verified Name |
|---|
| Document Number | 0095687865 |
|---|---|
| Date | Dec 30, 2021 |
| Book Page | 9568/7865 |
| Instrument | 2021185376 |
| Name | MSND FINANCIAL LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | BERKELEY HEIGHTS, NJ 07922 |
| Amount | Amount Recorded |
|---|---|
| Term | 36 Months |
| Due | Dec 9, 2024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 7 CENTER ST, RUMSON, NJ 07760-1712 |
| Document Number | 0000094364 |
| Instrument Date | Sep 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2019 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 7 CENTER ST RUMSON NJ 077601712, RUMSON, NJ 07760-1712 |
| Document Number | 0000094364 |
|---|---|
| Date | Oct 8, 2019 |
| Book Page | 009372/008747 |
| Instrument | 94364 |
| Name | CITIZENS BK/PENNSYLVANIA |
|---|---|
| Address | PHILADELPHIA, PA 19103 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Oct 7, 2044 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 7 CENTER ST, RUMSON, NJ 07760-1712 |
| Document Number | 0000022282 |
| Instrument Date | Feb 12, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 7 CENTER ST RUMSON NJ 077601712, RUMSON, NJ 07760-1712 |
| Document Number | 0000022282 |
|---|---|
| Date | Feb 27, 2018 |
| Book Page | 009276/001806 |
| Instrument | 22282 |
| Name | TIAA FSB |
|---|---|
| Address | JACKSONVILLE, FL 32202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 26, 2048 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,001,900 (+9.15%) Land $830,500 Building $171,400 | $1,001,900 (+9.15%) Land $830,500 Building $171,400 | |
| 2025 | $9,629.00 (+3.38%) | $917,900 (+13.9%) Land $772,000 Building $145,900 | $917,900 (+13.9%) Land $772,000 Building $145,900 |
| 2024 | $9,314.00 (+0.16%) | ||
| 2023 | $805,900 Land $685,500 Building $120,400 | $805,900 Land $685,500 Building $120,400 | |
| 2022 | $9,299.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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