Monmouth County and Rumson Borough property record for 2 Center St, Rumson, NJ 07760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,128 sqft · built 1927 |
| Lot Size | 0.113 acres (4,901 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Jan 2018) |
| Tax Bill | $8,226 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage Jan 2021 Loan Modification + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-00052-0000-00001 |
| Primary APN | 41-00052-0000-00001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 4,901 sqft (0.113 acres) |
| Lot Dimensions | 100 ft deep x 49 ft wide |
| Garage Type | Detached |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 180 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 298300 |
|---|---|
| Street Address | 2 CENTER ST |
| City | RUMSON |
| State | NJ |
| Zip | 07760-1713 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF05 |
| Legal Subdivision | BOROUGH/RUMSON |
| Legal Block | 52 |
| Legal Lot Number | 1 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | RUMSON |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 803900 |
Source: Monmouth County and Rumson Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 2 CENTER ST, RUMSON, NJ 07760-1713 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC |
| Jan 11, 2021 | Loan Modification, Mortgage · FHA Mortgage MR COOPER |
| Jan 23, 2020 | Deed of Trust, Mortgage · FHA Mortgage MR COOPER |
| May 7, 2018 | Deed of Trust, Mortgage · Conventional with PMI ADVISORS MTG |
| Jan 17, 2018 | Grant Deed, Transfer · FHA Mortgage JERSEY MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 17, 2018 · Amount on Record |
| Deed Sale | Jan 17, 2018 · Amount on Record |
| Prior Sale | Jun 4, 1998 · Amount on Record |
| Deed Document Number | 20185513 |
| Deed Book / Page | 9268 / 3172 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 2 CENTER ST, RUMSON, NJ 07760-1713 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2021 |
| Title Company | ATLANTIC TITLE AND ESCROW SERVICES L, ATLANTIC TTL & STLMT SVC LLC |
| Name | Verified Name |
|---|
| Document Number | 0095529510 |
|---|---|
| Date | Oct 21, 2021 |
| Book Page | 9552/9510 |
| Instrument | 2021156083 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 2 CENTER ST, RUMSON, NJ 07760-1713 |
| Document Number | 0000016347 |
| Instrument Date | Jan 11, 2021 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 2 CENTER ST RUMSON NJ 077601713, RUMSON, NJ 07760-1713 |
| Document Number | 0000016347 |
|---|---|
| Date | Jan 28, 2021 |
| Book Page | 009477/007777 |
| Instrument | 16347 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 27, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 2 CENTER ST, RUMSON, NJ 07760-1713 |
| Document Number | 0000012413 |
| Instrument Date | Jan 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 11, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Address | 2 CENTER ST RUMSON NJ 077601713, RUMSON, NJ 07760-1713 |
| Document Number | 0000012413 |
|---|---|
| Date | Feb 3, 2020 |
| Book Page | 009394/007050 |
| Instrument | 12413 |
| Name | MR COOPER |
|---|---|
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 2, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 2 CENTER ST, RUMSON, NJ 07760-1713 |
| Document Number | 0000051313 |
| Instrument Date | May 7, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jun 13, 2018 |
| Title Company | PROPERTY TRANSFER SERVICES INC |
| Name | Verified Name |
|---|---|
| Address | 2 CENTER ST RUMSON NJ 077601713, RUMSON, NJ 07760-1713 |
| Document Number | 0000051313 |
|---|---|
| Date | May 24, 2018 |
| Book Page | 009289/000258 |
| Instrument | 51313 |
| Name | ADVISORS MTG |
|---|---|
| Type | Mortgage Company |
| Address | OCEAN, NJ 07712 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 23, 2048 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Recording Date | Jan 17, 2018 |
| Property Address | 2 CENTER ST, RUMSON, NJ 07760-1713 |
| Document Number | 0000005513 |
| Book / Page | 009268 / 003172 |
| Instrument Date | Dec 29, 2017 |
| Instrument | 5513 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2018 |
| Title Company | MCT TITLE SERVICES LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2 CENTER ST RUMSON NJ 077601713, RUMSON, NJ 07760-1713 |
| Document Number | 5514 |
|---|---|
| Date | Jan 17, 2018 |
| Book Page | 009268/003182 |
| Instrument | 5514 |
| Name | JERSEY MTG |
|---|---|
| Type | Mortgage Company |
| Address | CRANFORD, NJ 07016 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 16, 2048 |
Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Rumson Borough |
| Elementary School District | Rumson Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $851,100 (+8.53%) Land $763,200 Building $87,900 | $851,100 (+8.53%) Land $763,200 Building $87,900 | |
| 2025 | $8,226.00 (+3.39%) | $784,200 (+13.44%) Land $709,400 Building $74,800 | $784,200 (+13.44%) Land $709,400 Building $74,800 |
| 2024 | $7,956.00 (-0.16%) | ||
| 2023 | $691,300 Land $629,600 Building $61,700 | $691,300 Land $629,600 Building $61,700 | |
| 2022 | $7,969.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 66 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 75 units insured incl. 9 condo units |
| Nearby Flood Claims | 165 (1978–2024) |
| Claims Outside the SFHA | 30 of 165 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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