10 Center St, Rumson, NJ 07760 Property Records

Monmouth County and Rumson Borough property record for 10 Center St, Rumson, NJ 07760

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,436 sqft · built 1957
Lot Size0.192 acres (8,350 sqft)
OwnerIndividual Name on Record
Tax Bill$8,738 (2025)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN41-00052-0000-00005

Property Details

APN / Parcel Number

Primary APN41-00052-0000-00005
Alternative APNs
  • 410005200005
  • 098700

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,436 sqft Living Area
1st Floor Area1,436 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Architectural StyleRanch
Construction TypeFrame
Roof TypeGable
Roof MaterialOther
Lot Area8,350 sqft (0.192 acres)
Lot Dimensions167 ft deep x 50 ft wide
Garage TypeDetached
Garage Area308 sqft
Parking Spaces1 Parking Space

Exterior Amenities

Patio Area162 sqft
Shed1 Shed
Shed Area96 sqft
Utility Building1 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number098700
Street Address10 CENTER ST
CityRUMSON
StateNJ
Zip07760-1713
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSF05
Legal SubdivisionRUMSON
Legal Block52
Legal Lot Number5
JurisdictionMONMOUTH NJ
Township / Civil DivisionRUMSON
Census Block Group3
Census Block3015
Census Tract803900

Owner

Source: Monmouth County and Rumson Borough records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address10 CENTER ST, RUMSON, NJ 07760-1713
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONMOUTH NJ
Property Address10 CENTER ST, RUMSON, NJ 07760-1713
Document Number0000037238
Instrument DateMar 28, 2018
Transaction TypeMortgage
Record UpdatedMay 2, 2018
Title CompanyCAPITAL TITLE AGENCY INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 CENTER ST RUMSON NJ 077601713, RUMSON, NJ 07760-1713

Mortgage

Document Number0000037238
DateApr 16, 2018
Book Page009282/008638
Instrument37238
Lender
NameLAKELAND BK
TypeBank
AddressOAK RIDGE, NJ 07438
Agreement
AmountAmount Recorded
Term360 Months
DueApr 15, 2048
Interest
Rate TypeAdjustable Rate
Rate4.25%

Tax Assessment & Valuation

Source: Monmouth County and Rumson Borough assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyMonmouth County
MunicipalityRumson Borough
Elementary School DistrictRumson Borough School District (KG - 08)
Secondary School DistrictRumson-Fair Haven Regional School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$901,000 (+8.16%) Land $842,900 Building $58,100$901,000 (+8.16%) Land $842,900 Building $58,100
2025$8,738.00 (+3.12%)$833,000 (+13.04%) Land $783,600 Building $49,400$833,000 (+13.04%) Land $783,600 Building $49,400
2024$8,474.00 (+0.36%)
2023$736,900 Land $696,100 Building $40,800$736,900 Land $696,100 Building $40,800
2022$8,444.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 66 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies75 units insured
incl. 9 condo units
Nearby Flood Claims165 (1978–2024)
Claims Outside the SFHA30 of 165
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Sandy, Nov 2012 · 66 claims
  • Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 42 claims
  • Coastal Storms & Flooding, Apr 1984 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - COASTAL NORTH
private · serves 377,613 people · EPA ID NJ1345001
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Sep 2019
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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