7 Cambridge Dr, Fort Mitchell (Ft Mitchell), KY 41017 Property Records

Kenton County property record for 7 Cambridge Dr, Fort Mitchell, KY 41017

Property Summary

Property TypeSingle Family Home
Details6 bd · 4 ba · 4,623 sqft · built 1967
Lot Size0.52 acres (22,651 sqft)
Owner2 Individual Names on File
Last Sale$1,300,000 (Jul 2026)
Tax Bill$3,268 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Aug 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN028-10-08-009.00

Property Details

APN / Parcel Number

Primary APN028-10-08-009.00

Interior

Bedrooms6 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Stories1 Story
Building Area4,623 sqft Finished Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialCombination
Roof MaterialComposition Shingle
Lot Area22,651 sqft (0.52 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Street Address7 CAMBRIDGE DR
CityFT MITCHELL
StateKY
Zip41017-2804
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUNNYMEDE ANNEX SEC 2 SW 67' LOT 51 & N 83' LOT 50 0.52 ACS NWS CAMBRIDGE DR
Legal SubdivisionSUNNYMEDE ANNEX
Legal Phase2
Legal Lot Number50,51
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group3
Census Block3022
Census Tract64700

Owner

Source: Kenton County records · APN 028-10-08-009.00

Assessment roll updated December 2, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address7 CAMBRIDGE DR, FT MITCHELL, KY 41017-2804
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2026Warranty Deed, Transfer · Conventional Mortgage
CINFED FEDERAL CREDIT UNION
Aug 10, 2023Deed of Trust, Mortgage · Line of Credit
CENTRAL BANK & TRUST CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 13, 2026 · Amount on Record
Deed SaleJul 13, 2026 · Amount on Record
Prior SaleJul 31, 2013 · Amount on Record
Deed Document Number202614462
Deed Book / Page458 / 470
Prior Transfer DateMay 23, 2024
Prior Transfer Doc0005900051
Record UpdatedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKENTON KY
Recording DateJul 13, 2026
Property Address7 CAMBRIDGE DR, FT MITCHELL, KY 41017-2804
Document Number0000014462
Book / Page458 / 470
Instrument DateJul 01, 2026
Instrument202614462
Transaction TypeTransfer
Record UpdatedJul 28, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$131,300.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRemainderman
Address7 CAMBRIDGE DR, FT MITCHELL, KY 41017-2804

Mortgage

Document Number0000014463,
DateJul 13, 2026
Instrument2026071314463
Lender
NameCINFED FEDERAL CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 01, 2056
Interest
Rate TypeAdjustable Rate
Rate5.75%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

August 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKENTON KY
Property Address7 CAMBRIDGE DR, FT MITCHELL, KY 41017-2804
Transaction TypeMortgage
Record UpdatedAug 22, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 CAMBRIDGE DR, FORT MITCHELL, KY 41017-2804

Mortgage

Document Number0005900035
DateAug 10, 2023
Book PageKCM 483/462
Instrument23081005900035
Lender
NameCENTRAL BANK & TRUST CO
TypeBank
AddressLEXINGTON, KY 40507
Agreement
TypeLine of Credit
AmountAmount Recorded
Term119 Months
DueJul 28, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityFort Mitchell City
Unified School DistrictBeechwood Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,268.00 (-8.12%)$874,000 (-) Land $100,000 Building $774,000$874,000 (-) Land $100,000 Building $774,000
2023$3,557.00$874,000 Land $100,000 Building $774,000$874,000 Land $100,000 Building $774,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cincinnati Bell
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 273 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Cambridge Dr

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