Kenton County property record for 3 Cambridge Dr, Fort Mitchell, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,186 sqft · built 1972 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $530,000 (Oct 2020) |
| Tax Bill | $1,982 (2025) |
| Deeds & Mortgages | Oct 2020 Mortgage Oct 2020 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-10-08-007.00 |
| Primary APN | 028-10-08-007.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,186 sqft Finished Area |
| Gross Area | 3,164 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 3 CAMBRIDGE DR |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-2804 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNNYMEDE ANNEX SEC 2 LOT 53 0.33 ACS NWC CAMBRIDGE & SUPERIOR DR |
| Legal Subdivision | SUNNYMEDE ANNEX |
| Legal Phase | 2 |
| Legal Lot Number | 53 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 64700 |
Source: Kenton County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3 CAMBRIDGE DR, FT MITCHELL, KY 41017-2804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 7, 2020 | Deed of Trust, Mortgage · Conventional with PMI GUARDIAN SVGS BK |
| Oct 9, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SVGS BK |
| May 9, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR |
| Sep 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 9, 2020 · Amount on Record |
| Deed Sale | Oct 9, 2020 · Amount on Record |
| Prior Sale | Jun 14, 2010 · Amount on Record |
| Deed Document Number | 20205900040 |
| Deed Book / Page | 48 / 49 |
| Prior Transfer Date | Sep 28, 2015 |
| Prior Transfer Doc | 0005900095 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3 CAMBRIDGE DR, FT MITCHELL, KY 41017-2804 |
| Document Number | 0000000041 |
| Instrument Date | Oct 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 CAMBRIDGE DR FORT MITCHELL KY 410172804, FORT MITCHELL, KY 41017-2804 |
| Document Number | 0000000041 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 00M109/000224 |
| Instrument | 41 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | BECKETT RIDGE, OH 45069 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 9, 2020 |
| Property Address | 3 CAMBRIDGE DR, FT MITCHELL, KY 41017-2804 |
| Document Number | 0000000040 |
| Book / Page | 000048 / 000049 |
| Instrument Date | Oct 7, 2020 |
| Instrument | 40 |
| Transaction Type | Transfer |
| Record Updated | Oct 30, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 2447 DIXIE HWY FORT MITCHELL KY 410173017, FORT MITCHELL, KY 41017-3017 |
| Document Number | 41 |
|---|---|
| Date | Oct 9, 2020 |
| Book Page | 00M109/000224 |
| Instrument | 41 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | BECKETT RIDGE, OH 45069 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 8, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3 CAMBRIDGE DR, FT MITCHELL, KY 41017-2804 |
| Document Number | 0000000163 |
| Instrument Date | May 9, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jun 19, 2019 |
| Title Company | BLYTHE TITLE AND ESCROW LLC, BLYTHE TITLE & ESCROW LLC |
| Name | Verified Name |
|---|---|
| Address | 3 CAMBRIDGE DR FORT MITCHELL KY 410172804, FORT MITCHELL, KY 41017-2804 |
| Document Number | 0000000163 |
|---|---|
| Date | Jun 4, 2019 |
| Book Page | 0C6673/000192 |
| Instrument | 163 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | WINSTON SALEM, NC 27101 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jun 3, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 3 CAMBRIDGE DR, FT MITCHELL, KY 41017-2804 |
| Document Number | 0000000036 |
| Book / Page | 0C6266 / 000146 |
| Instrument Date | Sep 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3 CAMBRIDGE DR FORT MITCHELL KY 410172804, FORT MITCHELL, KY 41017-2804 |
| Document Number | 0000000036 |
|---|---|
| Date | Oct 6, 2017 |
| Book Page | 0C6266/000146 |
| Instrument | 36 |
| Name | STOCKTON MTG |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 5, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,982.00 (-8.11%) | $530,000 (-) Land $100,000 Building $430,000 | $530,000 (-) Land $100,000 Building $430,000 |
| 2023 | $2,157.00 | $530,000 Land $100,000 Building $430,000 | $530,000 Land $100,000 Building $430,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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