Kenton County property record for 4 Cambridge Dr, Fort Mitchell, KY 41017
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 3,886 sqft · built 1971 |
| Lot Size | 0.83 acres (36,155 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $589,000 (Oct 2008) |
| Tax Bill | $2,316 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Mar 2026 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028-20-00-790.00 |
| Primary APN | 028-20-00-790.00 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,886 sqft Finished Area |
| Gross Area | 6,026 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 36,155 sqft (0.83 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 4 CAMBRIDGE DR |
|---|---|
| City | FT MITCHELL |
| State | KY |
| Zip | 41017-2857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SUNNYMEDE ANNEX SEC 2 LOTS 34-35 & PT 36 |
| Legal Subdivision | SUNNYMEDE ANNEX |
| Legal Phase | 2 |
| Legal Lot Number | 35,36 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 64700 |
4 Cambridge Dr is owned and occupied by two individuals who bought it in October 2008.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 CAMBRIDGE DR, FT MITCHELL, KY 41017-2857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 4, 2026 | Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK |
| Mar 4, 2026 | Deed of Trust, Mortgage · Line of Credit THE GERMAN AMERICAN BANK |
| Oct 8, 2020 | Deed of Trust, Mortgage · Conventional with PMI VICTORY MTG |
| Mar 27, 2019 | Deed of Trust, Mortgage · Line of Credit VICTORY CMNTY BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 27, 2008 · Amount on File |
| Deed Sale | Oct 27, 2008 · Amount on File |
| Deed Document Number | 200810 27 059 00017 |
| Deed Book / Page | 3847 / 93 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4 CAMBRIDGE DR, FT MITCHELL, KY 41017-2857 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2026 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000004284 |
|---|---|
| Date | Mar 4, 2026 |
| Book Page | 394/147 |
| Instrument | 26059000004284 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | FT MITCHELL, KY 41017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Feb 20, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4 CAMBRIDGE DR, FT MITCHELL, KY 41017-2857 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY |
| Name | Verified Name |
|---|
| Document Number | 0000004284 |
|---|---|
| Date | Mar 4, 2026 |
| Book Page | 394/147 |
| Instrument | 26059000004284 |
| Name | THE GERMAN AMERICAN BANK |
|---|---|
| Type | Bank |
| Address | FT MITCHELL, KY 41017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Feb 20, 2036 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4 CAMBRIDGE DR, FT MITCHELL, KY 41017-2857 |
| Document Number | 0000000058 |
| Instrument Date | Oct 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 CAMBRIDGE DR FORT MITCHELL KY 410172857, FORT MITCHELL, KY 41017-2857 |
| Document Number | 0000000058 |
|---|---|
| Date | Nov 13, 2020 |
| Book Page | 00M125/000514 |
| Instrument | 58 |
| Name | VICTORY MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT MITCHELL, KY 41017 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 12, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4 CAMBRIDGE DR, FT MITCHELL, KY 41017-2857 |
| Document Number | 0000000268 |
| Instrument Date | Mar 27, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4 CAMBRIDGE DR FORT MITCHELL KY 410172857, FORT MITCHELL, KY 41017-2857 |
| Document Number | 0000000268 |
|---|---|
| Date | Apr 3, 2019 |
| Book Page | 0C6632/000040 |
| Instrument | 268 |
| Name | VICTORY CMNTY BK |
|---|---|
| Type | Bank |
| Address | FORT MITCHELL, KY 41017 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Apr 2, 2029 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 4 Cambridge Dr was $2,316.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Fort Mitchell City |
| Unified School District | Beechwood Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $619,400 (-) Land $100,000 Building $519,400 | $619,400 (-) Land $100,000 Building $519,400 | |
| 2025 | $2,316.00 | $619,400 Land $100,000 Building $519,400 | $619,400 Land $100,000 Building $519,400 |
| 2023 | $2,520.00 | $619,400 Land $100,000 Building $519,400 | $619,400 Land $100,000 Building $519,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Cambridge Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4 Cambridge Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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