4 Cahaba Ln, Destin, FL 32541 Property Records

Okaloosa County property record for 4 Cahaba Ln, Destin, FL 32541 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,449 sqft · built 1980
Lot Size	0.329 acres (14,347 sqft)
Owner	2 Individual Names on File
Last Sale	$282,400 (Nov 2017)
Tax Bill	$5,344 (2025)
Deeds & Mortgages	Nov 2017 Sale & Mortgage Feb 2017 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`C56-000-589-8620-9`

Property Details

APN / Parcel Number

Primary APN	`C56-000-589-8620-9`
Alternative APNs	`00-2S-22-1280-000B-0280` `22S2001280000B0280`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,449 sqft Living Area
Gross Area	3,133 sqft
1st Floor Area	2,449 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Exterior Material	Stone
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	14,347 sqft (0.329 acres)
Lot Width	100 ft Width
Garage Type	Attached
Garage Area	484 sqft
Porch	Screened/Unfinished Porch
Porch Area	160 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4 CAHABA LN
City	DESTIN
State	FL
Zip	32541-4423
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	INDIAN BAYOU S/D LOT 28 BLK B
Legal Subdivision	INDIAN BAYOU S/D
Legal Block	B
Legal Lot Number	28
Jurisdiction	OKALOOSA FL
Township / Civil Division	FORT WALTON BEACH
Census Block Group	1
Census Block	1011
Census Tract	23304

Owner

Source: Okaloosa County records · APN C56-000-589-8620-9

Assessment roll updated December 31, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1683 S ROBB ST, DENVER, CO 80232-6154
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 09, 2017	Grant Deed, Transfer · Conventional Mortgage NAVY FCU
Feb 23, 2017	Grant Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 09, 2017 · Amount on Record
Deed Sale	Nov 09, 2017 · Amount on Record
Prior Sale	Aug 02, 2002 · Amount on Record
Deed Document Number	20173171619
Deed Book / Page	3325 / 2446
Prior Transfer Date	Nov 03, 2014
Prior Transfer Doc	0031710420
Record Updated	Jun 08, 2026

November 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 09, 2017
Property Address	4 CAHABA LN, DESTIN, FL 32541-4423
Document Number	0033252446
Book / Page	003325 / 002446
Instrument Date	Nov 03, 2017
Instrument	3171619
Transaction Type	Transfer
Record Updated	Dec 08, 2017
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,976.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1683 S ROBB ST LAKEWOOD CO 802326154, LAKEWOOD, CO 80232-6154

Mortgage

Document Number	33252448
Date	Nov 09, 2017
Book Page	003325/002448
Instrument	3171620

Lender

Name	NAVY FCU
Type	Credit Union
Address	820 FOLLIN LN SE, VIENNA, VA 22180-4907

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 08, 2047

February 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	Feb 23, 2017
Property Address	4 CAHABA LN, DESTIN, FL 32541-4423
Document Number	0032882056
Book / Page	003288 / 002056
Instrument Date	Apr 25, 2016
Instrument	3119237
Transaction Type	Foreclosure
Record Updated	Apr 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Destin City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,344.00 (+14.16%)	$471,187 (+9.47%) Land $150,096 Building $321,091	$471,187 (+9.47%) Land $150,096 Building $321,091
2023	$4,681.00 (+9.99%)	$430,415 (+12.09%) Land $136,190 Building $294,225	$430,415 (+12.09%) Land $136,190 Building $294,225
2022	$4,256.00	$383,995 Land $123,809 Building $260,186	$383,995 Land $123,809 Building $260,186

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Okaloosa County (12091C), updated March 8, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120910233041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 117 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	460 units insured 343 under condo master policies
Nearby Flood Claims	124 (1988–2020)
Claims Outside the SFHA	83 of 124
Most Recent Claim	Sep 2020, rainfall accumulation, Hurricane Sally
Claims By Storm	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 18 claims Hurricane Frances, Sep 2004 · 23 claims Hurricane Opal, Oct 1995 · 37 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 284 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
LiveOak Fiber	Fiber	5,000 / 5,000
Cox Communications	Cable	2,000 / 35
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: AT&T, Lumen Technologies. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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