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7 Bergen Pl, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 7 Bergen Pl, Schenectady, NY 12309

Property Summary

Details5 bd · 3.5 ba · 3,840 sqft · built 2020
Lot Size0.43 acres (18,731 sqft)
Owner2 Trust Names on File
Last Sale$713,000 (Aug 2022)
Tax Bill$32,973 (2026)
Deeds & MortgagesDec 2021 Transfer
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422400 31.-3-4

Property Details

APN / Parcel Number

Primary APN422400 31.-3-4

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,840 sqft Living Area
1st Floor Area2,359 sqft
2nd Floor Area1,481 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area18,731 sqft (0.43 acres)
Lot Dimensions218 ft deep x 80.1 ft wide
Garage TypeAttached
Garage Area690 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area114 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address7 BERGEN PL
CitySCHENECTADY
StateNY
Zip12309-3945
Property CategoryOther
Property TypeUnknown
Local Zoning CodeR3
Legal Block3
Legal Lot Number4.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group7
Census Block7003
Census Tract32000

Owner

7 Bergen Pl is owner-occupied and held in a trust since August 2022.

Source: Schenectady County and Niskayuna Town records, as of October 21, 2026

Owner of Record2 Trust Names on File
Mailing Address7 BERGEN PL, SCHENECTADY, NY 12309-3945
OccupancyOwner Occupied
Owner TypeIndividual
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2021Intrafamily Transfer, Transfer
Sep 30, 2021Deed, Transfer · Conventional Mortgage
HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 22, 2022 · Amount on File
Deed SaleAug 22, 2022 · Amount on File
Deed Document Number202244625
Deed Book / Page2091 / 326
Prior Transfer DateDec 3, 2021
Prior Transfer Doc0000061607
Record UpdatedOct 29, 2026

December 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSCHENECTADY NY
Recording DateDec 7, 2021
Property Address7 BERGEN PL, SCHENECTADY, NY 12309-3945
Document Number0000061607
Book / Page2073 / 144
Instrument DateDec 3, 2021
Instrument202161607
Transaction TypeTransfer
Record UpdatedMar 14, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address7 BERGEN PL, NISKAYUNA, NY 12309-3945

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateSep 30, 2021
Property Address7 BERGEN PL, SCHENECTADY, NY 12309-3945
Document Number0000048511
Book / Page2068 / 326
Map ReferencePG 65
Instrument DateSep 16, 2021
Instrument202148511
Transaction TypeTransfer
Record UpdatedMar 14, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,248.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1900 WESTERN AVE, ALBANY, NY 12203-5019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4 UTICA ST, ELMONT, NY 11003-5040
InvestorPossibly a Property Investor

Mortgage

Document Number0000048512
DateSep 30, 2021
Instrument202148512
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 7 Bergen Pl was $32,973, up 5.8% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$32,973.00 (+5.79%)
2025$31,168.00$722,000 Land $44,400 Building $677,600$1,069,600 Land $65,776 Building $1,003,824
2023$722,000 Land $44,400 Building $677,600$913,900 Land $56,201 Building $857,699

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Bergen Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Bergen Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20

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