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2 Bergen Pl, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 2 Bergen Pl, Schenectady, NY 12309

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,940 sqft · built 2021
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on Record
Last Sale$937,000 (May 2023)
Tax Bill$25,547 (2026)
Deeds & MortgagesSep 2026 Transfer
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422400 31.-3-45

Property Details

APN / Parcel Number

Primary APN422400 31.-3-45

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area2,940 sqft Living Area
1st Floor Area1,537 sqft
2nd Floor Area1,403 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions145 ft deep x 80 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area70 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address2 BERGEN PL
CitySCHENECTADY
StateNY
Zip12309-3946
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Subdivision2 BERGEN PLACE
Legal Block3
Legal Lot Number45.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group7
Census Block7003
Census Tract32000

Owner

Source: Schenectady County and Niskayuna Town records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2 BERGEN PL, SCHENECTADY, NY 12309-3946
OccupancyOwner Occupied
Owner TypeIndividual
VestingMarried

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2026Quit Claim Deed, Transfer
NONE LISTED ON DOCUMENT
Aug 22, 2022Deed, Transfer · Conventional Mortgage
A&D MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 26, 2023 · Amount on Record
Deed SaleMay 26, 2023 · Amount on Record
Prior SaleAug 22, 2022 · Amount on Record
Deed Document Number202330379
Deed Book / Page2108 / 648
Last Transfer DateApr 13, 2026
Transfer Doc0000020984
Record UpdatedOct 29, 2026

September 2026: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSCHENECTADY NY
Recording DateSep 22, 2026
Property Address2 BERGEN PL, SCHENECTADY, NY 12309-3946
Document Number0000020984
Book / Page2180 / 54
Instrument DateApr 13, 2026
Instrument202620984
Transaction TypeTransfer
Record UpdatedOct 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2 BERGEN PL, SCHENECTADY, NY 12309-3946

August 2022: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateAug 22, 2022
Property Address2 BERGEN PL, SCHENECTADY, NY 12309-3946
Document Number0000044625
Book / Page2091 / 326
Map ReferencePG 65
Instrument DateJul 29, 2022
Instrument202244625
Transaction TypeTransfer
Record UpdatedApr 3, 2026
Title CompanyPAC ABS & TITLE SVCS LLC, PAC ABSTRACT & TTL SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,852.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1900 WESTERN AVE, ALBANY, NY 12203-5019

Transferred To (Grantee/Buyer)

NameVerified Name
Address4052 RIVER RD, SCHENECTADY, NY 12309-1517

Mortgage

Document Number0000044626
DateAug 22, 2022
Instrument202244626
Lender
NameA&D MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$25,547.00 (+1.48%)
2025$25,174.00$563,000 (-) Land $41,700 Building $521,300$834,100 (+17.03%) Land $61,780 Building $772,320
2023$563,000 Land $41,700 Building $521,300$712,700 Land $52,788 Building $659,912

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area		300 / 20

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