4 Bergen Pl, Schenectady, NY 12309 Property Records

Schenectady County and Niskayuna Town property record for 4 Bergen Pl, Schenectady, NY 12309

Property Summary

Property TypeResidential Vacant Land
Lot Size0.25 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$819,820 (Jan 2026)
Tax Bill$2,134 (2026)
Deeds & MortgagesJan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422400 31.-3-44

Property Details

APN / Parcel Number

Primary APN422400 31.-3-44

Exterior

Lot Area10,890 sqft (0.25 acres)
Lot Dimensions138 ft deep x 80.1 ft wide

Utilities, Heating & Cooling

SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4 BERGEN PL
CitySCHENECTADY
StateNY
Zip12309-3946
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeR3
Legal Block3
Legal Lot Number44.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionNISKAYUNA
Census Block Group7
Census Block7003
Census Tract32000

Owner

4 Bergen Pl, residential vacant land, is owned by two individuals who bought it in January 2026.

Source: Schenectady County and Niskayuna Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address20 DENNIS LN, PLEASANTVILLE, NY 10570-1029
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 8, 2026 · Amount on File
Deed SaleJan 8, 2026 · Amount on File
Prior SaleMay 26, 2023 · Amount on File
Deed Document Number2026523
Deed Book / Page2164 / 52
Record UpdatedOct 29, 2026

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJan 8, 2026
Property Address4 BERGEN PL, SCHENECTADY, NY 12309-3946
Document Number0000000523
Instrument DateDec 17, 2025
Instrument202600523
Transaction TypeTransfer
Record UpdatedApr 14, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,280.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1900 WESTERN AVE, ALBANY, NY 12203-5019

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 DENNIS LN, PLEASANTVILLE, NY 10570-1029

Mortgage

Document Number0000000524
DateJan 8, 2026
Instrument202600524
Lender
NameHOMESTEAD FUNDING CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term300 Months
DueJan 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4 Bergen Pl was $2,134, up 0.3% from the year before.

Source: Schenectady County and Niskayuna Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionNiskayuna Town
Unified School DistrictNiskayuna Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,134.00 (+0.33%)
2025$2,127.00$41,000 (-) Land $41,000$60,700 (+11.04%) Land $60,700
2024$41,000 (-) Land $41,000$54,667 (+5.33%) Land $54,667
2023$41,000 Land $41,000$51,900 Land $51,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4 Bergen Pl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Bergen Pl is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

Nearby Properties on Bergen Pl

Nearby Streets

Search Property Records by Address or Parcel Number