7 Bay State Rd, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 7 Bay State Rd, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,784 sqft · built 1950
Lot Size	0.23 acres (10,032 sqft)
Owner	2 Trust Names on File
Last Sale	$217,000 (Oct 1996)
Tax Bill	$10,446 (2025)
Deeds & Mortgages	Jul 2017 Line of Credit Oct 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`28-00000030`

Property Details

APN / Parcel Number

Primary APN	`28-00000030`
Alternative APN	`NATI M:00000028 P:00000030`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,784 sqft Living Area
1st Floor Area	600 sqft
Basement Area	673 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1967
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	10,032 sqft (0.23 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	28-00000030
Street Address	7 BAY STATE RD
City	NATICK
State	MA
Zip	01760-2942
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	4
Census Block	4005
Census Tract	382200

Owner

7 Bay State Rd is owner-occupied and held in a trust since September 2020.

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	7 BAY STATE RD, NATICK, MA 01760-2942
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2017	Deed of Trust, Mortgage · Line of Credit CENTRAL ONE FCU
Oct 2, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 1996 · Amount on File
Deed Sale	Oct 18, 1996 · Amount on File
Last Transfer Date	Sep 25, 2020
Transfer Doc	75793-532
Record Updated	Jun 8, 2026

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	7 BAY STATE RD, NATICK, MA 01760-2942
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	69639-267
Date	Jul 21, 2017
Book Page	69639/267
Instrument	114189

Lender

Name	CENTRAL ONE FCU
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2047

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Oct 2, 2020
Property Address	7 BAY STATE RD, NATICK, MA 01760-2942
Document Number	75793-532
Book / Page	075793 / 000532
Instrument Date	Sep 25, 2020
Instrument	178113
Transaction Type	Transfer
Record Updated	Oct 20, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	7 BAY STATE RD NATICK MA 017602942, NATICK, MA 01760-2942

Tax Assessment & Valuation

The 2025 property tax bill for 7 Bay State Rd was $10,446, up 3.8% from the year before.

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,446.00 (+3.81%)	$873,400 (+6.41%) Land $450,100 Building $423,300	$833,340
2024	$10,063.00 (+3.46%)	$820,800 (+6.67%) Land $425,100 Building $395,700
2023	$9,726.00	$769,500 Land $400,100 Building $369,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Bay State Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Bay State Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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