3 Bay State Rd, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 3 Bay State Rd, Natick, MA 01760

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,374 sqft · built 1950
Lot Size	0.243 acres (10,594 sqft)
Owner	2 Company Names on Record
Last Sale	$200,000 (Sep 2012)
Tax Bill	$8,261 (2025)
Deeds & Mortgages	Jun 2026 Transfer Aug 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`28-00000011`

Property Details

APN / Parcel Number

Primary APN	`28-00000011`
Alternative APN	`NATI M:00000028 P:00000011`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,374 sqft Living Area
1st Floor Area	600 sqft
Basement Area	630 sqft
Unfinished Basement	630 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1967
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Lot Area	10,594 sqft (0.243 acres)
Garage Type	Attached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	28-00000011
Street Address	3 BAY STATE RD
City	NATICK
State	MA
Zip	01760-2930
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSC
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	4
Census Block	4005
Census Tract	382200

Owner

Source: Middlesex County and Natick Town records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3 BAY STATE RD, NATICK, MA 01760-2930
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Quit Claim Deed, Transfer Quitclaim
Aug 30, 2023	Deed of Trust, Mortgage · Line of Credit MIDDLESEX SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 12, 2012 · Amount on Record
Deed Sale	Sep 12, 2012 · Amount on Record
Deed Document Number	201219
Deed Book / Page	59982 / 149
Last Transfer Date	Jun 17, 2026
Transfer Doc	0000073069
Record Updated	Sep 20, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Jun 18, 2026
Property Address	3 BAY STATE RD, NATICK, MA 01760-2930
Document Number	0000073069
Book / Page	85753 / 570
Instrument Date	Jun 17, 2026
Instrument	202673069
Transaction Type	Transfer
Record Updated	Aug 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BAY STATE RD, NATICK, MA 01760-2930

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	3 BAY STATE RD, NATICK, MA 01760-2930
Transaction Type	Mortgage
Record Updated	Jan 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081942-580
Date	Aug 30, 2023
Book Page	81942/580
Instrument	97624

Lender

Name	MIDDLESEX SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,261.00 (+3.59%)	$690,700 (+6.18%) Land $451,300 Building $239,400	$767,505
2024	$7,975.00 (+2.76%)	$650,500 (+5.94%) Land $426,300 Building $224,200
2023	$7,761.00	$614,000 Land $401,100 Building $212,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1978–1979)
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 301 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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