Middlesex County and Natick Town property record for 12 Bay State Rd, Natick, MA 01760
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,668 sqft · built 1950 |
| Lot Size | 0.274 acres (11,931 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,150,000 (Mar 2026) |
| Tax Bill | $8,135 (2025) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Aug 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-00000016 |
| Primary APN | 28-00000016 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,668 sqft Living Area |
| 1st Floor Area | 875 sqft |
| Basement Area | 800 sqft |
| Unfinished Basement | 800 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1967 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 11,931 sqft (0.274 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | 28-00000016 |
|---|---|
| Street Address | 12 BAY STATE RD |
| City | NATICK |
| State | MA |
| Zip | 01760-2906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSC |
| Jurisdiction | NATICK MA |
| Township / Civil Division | NATICK |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 382200 |
12 Bay State Rd is owned and occupied by two individuals who bought it in March 2026.
Source: Middlesex County and Natick Town records, as of April 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12 BAY STATE RD, NATICK, MA 01760-2906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 20, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage M & T BANK |
| Aug 8, 2025 | Fiduciary Deed, Transfer LEONARD N DICICCO JR 2020 IRT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2026 · Amount on File |
| Deed Sale | Mar 20, 2026 · Amount on File |
| Prior Sale | Aug 8, 2025 · Amount on File |
| Deed Book / Page | 85367 / 253 |
| Prior Transfer Date | Mar 18, 2026 |
| Prior Transfer Doc | 085367-253 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Mar 20, 2026 |
| Property Address | 12 BAY STATE RD, NATICK, MA 01760-2906 |
| Document Number | 085367-253 |
| Book / Page | 85367 / 253 |
| Instrument Date | Mar 18, 2026 |
| Instrument | 30927 |
| Transaction Type | Transfer |
| Record Updated | Apr 8, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12 BAY STATE RD, NATICK, MA 01760-2906 |
| Document Number | 0000030928 |
|---|---|
| Date | Mar 20, 2026 |
| Instrument | 30928 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | NATICK MA |
| Recording Date | Aug 8, 2025 |
| Property Address | 12 BAY STATE RD, NATICK, MA 01760-2906 |
| Document Number | 084466-349 |
| Book / Page | 84466 / 349 |
| Instrument Date | Aug 7, 2025 |
| Instrument | 94311 |
| Transaction Type | Transfer |
| Record Updated | Nov 25, 2025 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 N PLEASANT ST, NATICK, MA 01760-2005 |
| Document Number | 0000094312 |
|---|---|
| Date | Aug 8, 2025 |
| Instrument | 94312 |
| Name | LEONARD N DICICCO JR 2020 IRT |
|---|
| Amount | Amount on Record |
|---|
The 2025 property tax bill for 12 Bay State Rd was $8,135, up 3.5% from the year before.
Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Natick Town |
| Unified School District | Natick School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,135.00 (+3.51%) | $680,200 (+6.12%) Land $454,300 Building $225,900 | $682,480 |
| 2024 | $7,859.00 | $641,000 Land $429,100 Building $211,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Bay State Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1978–1979) |
| Most Recent Claim | Jan 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 12 Bay State Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 90% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 191 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
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