Monroe County property record for 7 Bay Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 992 sqft · built 1986 |
| Lot Size | 0.184 acres (7,997 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $230,000 (Nov 1998) |
| Tax Bill | $5,815 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00161510-000000 |
| Primary APN | 00161510-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 992 sqft Living Area |
| 1st Floor Area | 992 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,997 sqft (0.184 acres) |
| View / Lot | Waterfront |
| Garage Type | Covered |
| Garage Area | 315 sqft |
| Porch | Open Porch |
|---|---|
| Porch Area | 676 sqft |
| Deck Area | 1,029 sqft |
| Patio Area | 1,499 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1207071 |
|---|---|
| Street Address | 7 BAY DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6126 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LT 8 BAY POINT FIRST ADDITION SADDLEBUNCH KEYS PB-5-22 KEYS PB5-22 OR370-1024 OR779-886 OR1543-1128 OR3287-0377 |
| Legal Range | 27E |
| Legal Township | 67S |
| Legal Section | 08 |
| Legal Subdivision | BAY POINT FIRST ADD |
| Legal Lot Number | 8 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 971600 |
Source: Monroe County records, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 7 BAY DR, KEY WEST, FL 33040-6126 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 2, 1998 · Amount on Record |
| Deed Sale | Nov 2, 1998 · Amount on Record |
| Deed Book / Page | 1543 / 1128 |
| Last Transfer Date | Jul 24, 2024 |
| Transfer Doc | 0032870377 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $685,758 (-50.01%) | $1,102,239 (-19.65%) Land $815,054 Building $287,185 | |
| 2024 | $5,815.00 (-34.35%) | ||
| 2023 | $8,857.00 (+23.89%) | $1,371,752 (+50.04%) Land $1,097,828 Building $273,924 | $1,371,752 (+50.04%) Land $1,097,828 Building $273,924 |
| 2022 | $7,149.00 | $914,284 Land $636,241 Building $278,043 | $914,284 Land $636,241 Building $278,043 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 537 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 537 in force |
| Nearby Flood Claims | 1,085 (1980–2022) |
| Claims Outside the SFHA | 1 of 1,085 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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