10 Bay Dr, Key West, FL 33040 Property Records

Monroe County property record for 10 Bay Dr, Key West, FL 33040

Property Summary

Property TypeResidential Vacant Land
Lot Size0.211 acres (9,188 sqft)
Owner2 Individual Names on File
Last Sale$212,000 (Aug 2021)
Tax Bill$1,896 (2024)
Deeds & MortgagesAug 2021 Sale
Flood ZoneZone AE (high risk)
APN00160340-000000

Property Details

APN / Parcel Number

Primary APN00160340-000000
Alternative APNs
  • 08672700160340000000
  • 1205915

Exterior

Lot Area9,188 sqft (0.211 acres)
View / LotCanal

Location & Zoning

Account Number1205915
Street Address10 BAY DR
CityKEY WEST
StateFL
Zip33040-6115
Property CategoryResidential
Property TypeVacant Land > Residential
Local Zoning CodeIS
Legal DescriptionBK 5 LT 5 BAY POINT AMENDED PLAT SADDLEBUNCH KEYS PB3-75 OR90-191 OR486-1100/1101 OR834-2354 OR934-743 OR1618-2018 OR2274-2407/08 OR3117-1297
Legal Range27E
Legal Township67S
Legal Section08
Legal SubdivisionBAY POINT AMD PLAT
Legal Block5
Legal Lot Number5
JurisdictionMONROE FL
Township / Civil DivisionLOWER KEYS
Census Block Group1
Census Block1039
Census Tract971600

Owner

10 Bay Dr, residential vacant land, is owned by two individuals who bought it in August 2021.

Source: Monroe County records, as of December 8, 2025

Owner of Record2 Individual Names on File
Mailing Address16 CALLE DOS, KEY WEST, FL 33040-5464
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 4, 2021 · Amount on File
Deed SaleAug 4, 2021 · Amount on File
Prior SaleFeb 18, 2000 · Amount on File
Deed Document Number20212333497
Deed Book / Page3117 / 1297
Prior Transfer DateFeb 20, 2007
Prior Transfer Doc0022742407
Record UpdatedJun 8, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateAug 4, 2021
Property Address10 BAY DR, KEY WEST, FL 33040-6115
Document Number0031171297
Book / Page3117 / 1297
Map ReferenceMB 3 PG 75
Instrument DateAug 2, 2021
Instrument2333497
Transaction TypeTransfer
Record UpdatedDec 21, 2021
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
Tax$1,484.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address30459 COCONUT HWY, 30459, BIG PINE KEY, FL 33043-4726

Transferred To (Grantee/Buyer)

NameVerified Name
Address16 CALLE DOS, KEY WEST, FL 33040-5464

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$225,037 Land $225,037$225,037 Land $225,037
2024$1,896.00 (-3.41%)
2023$1,963.00 (+23.15%)$280,716 (+49.38%) Land $280,716$280,716 (+49.38%) Land $280,716
2022$1,594.00$187,918 Land $187,918$187,918 Land $187,918

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10 Bay Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation8.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 537 policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies537 in force
Nearby Flood Claims1,085 (1980–2022)
Claims Outside the SFHA1 of 1,085
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 256 claims
  • Hurricane Wilma, Oct 2005 · 486 claims
  • Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 10 Bay Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
AT&T
Fiber
1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Bay Dr

Nearby Streets

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