Monroe County property record for 4 Bay Dr, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,622 sqft · built 1954 |
| Lot Size | 0.216 acres (9,435 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $550,000 (Jan 2022) |
| Tax Bill | $5,208 (2024) |
| Deeds & Mortgages | Jan 2022 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 00160310-000000 |
| Primary APN | 00160310-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,622 sqft Living Area |
| 1st Floor Area | 1,672 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Flat |
| Roof Material | Tar & Gravel |
| Lot Area | 9,435 sqft (0.216 acres) |
| Porch | Open Porch |
|---|---|
| Porch Area | 797 sqft |
| Fence | Fence |
| Boat Access | Boat Access |
| Cooling System | None |
|---|
| Account Number | 1205885 |
|---|---|
| Old Parcel Number | 08672700160310000000 |
| Street Address | 4 BAY DR |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6115 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BK 5 LT 2 AND PT LT 1 BAY POINT AMENDED PLAT SADDLEBUNCH KEY PB3-75 OR22-453 OR1079-250 OR2059-274 OR2270-939 OR2403-965 |
| Legal Range | 27E |
| Legal Township | 67S |
| Legal Section | 08 |
| Legal Subdivision | BAY POINT AMD PLAT |
| Legal Block | 5 |
| Legal Lot Number | 1-2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 971600 |
Source: Monroe County records, as of December 5, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4 BAY DR, KEY WEST, FL 33040-6115 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2022 · Amount on Record |
| Deed Sale | Jan 31, 2022 · Amount on Record |
| Prior Sale | May 13, 2014 · Amount on Record |
| Deed Document Number | 2359268 |
| Deed Book / Page | 3152 / 209 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Jan 31, 2022 |
| Property Address | 4 BAY DR, KEY WEST, FL 33040-6115 |
| Document Number | 0031520209 |
| Book / Page | 3152 / 209 |
| Map Reference | MB 3 PG 75 |
| Instrument Date | Jan 27, 2022 |
| Instrument | 2359268 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,850.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1000 LANDMARK DR UNIT 1208, 1000, ALIQUIPPA, PA 15001-7316 |
| Name | Verified Name |
|---|---|
| Address | 4 BAY DR, KEY WEST, FL 33040-6115 |
| Document Number | 0003152213 |
|---|---|
| Date | Jan 31, 2022 |
| Instrument | 3152/213 |
| Name | QUONTIC BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2052 |
Source: Monroe County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $611,681 (-10.71%) | $812,703 (+11.79%) Land $607,496 Building $205,207 | |
| 2024 | $5,208.00 (-14.71%) | ||
| 2023 | $6,106.00 (+2.5%) Homeowner's exemption | $685,016 (+9.53%) | $726,993 (+16.24%) Land $542,696 Building $184,297 |
| 2022 | $5,957.00 | $625,417 Land $428,821 Building $196,596 | $625,417 Land $428,821 Building $196,596 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 537 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 537 in force |
| Nearby Flood Claims | 1,085 (1980–2022) |
| Claims Outside the SFHA | 1 of 1,085 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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