7 Aqua Ter, Pennington, NJ 08534 Property Records

Mercer County and Hopewell Township property record for 7 Aqua Ter, Pennington, NJ 08534

Property Summary

Property Type	Single Family Home
Details	3,871 sqft · built 1800
Lot Size	4.06 acres (177,289 sqft)
Owner	2 Individual Names on File
Last Sale	$1,349,101 (Apr 2021)
Tax Bill	$32,937 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Nov 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`06-00043-17-00008`

Property Details

APN / Parcel Number

Primary APN	`06-00043-17-00008`
Alternative APNs	`0600043001700008` `0600043Q00008`

Interior

Stories	2 Stories
Building Area	3,871 sqft Living Area

Exterior

Year Built	Built 1800
Effective Year Built	Effective 1800
Construction Type	Frame
Lot Area	177,289 sqft
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0600043Q00008
Street Address	7 AQUA TER
City	PENNINGTON
State	NJ
Zip	08534-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R150
Legal Subdivision	ELM RDG PARK WEST SEC 6
Legal Block	43.17
Legal Lot Number	8
Jurisdiction	MERCER NJ
Township / Civil Division	HOPEWELL
Census Block Group	1
Census Block	1018
Census Tract	3905

Owner

7 Aqua Ter is owned and occupied by two individuals who bought it in April 2021.

Source: Mercer County and Hopewell Township records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 AQUA TER, PENNINGTON, NJ 08534-2002
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2021	Deed, Transfer · Stand-Alone First Mortgage JOSEPH C ZURAY ETUX
Nov 21, 2017	Loan Modification, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 6, 2021 · Amount on File
Deed Sale	Apr 6, 2021 · Amount on File
Prior Sale	Jul 21, 2003 · Amount on File
Deed Document Number	202120908
Deed Book / Page	6436 / 1901
Record Updated	Oct 29, 2026

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MERCER NJ
Recording Date	Apr 6, 2021
Property Address	7 AQUA TER, PENNINGTON, NJ 08534-2002
Document Number	0000020908
Book / Page	6436 / 1901
Instrument Date	Mar 19, 2021
Instrument	2021020908
Transaction Type	Transfer
Record Updated	Nov 5, 2021
Title Company	WEATHERVANE ABSTRACT AND SETTLEMENT SERVICES LLC, WEATHERVANE ABSTRACT & SETMN

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$20,542.61
Amount Accuracy	Full Amount Stated
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16 SPRUCE LN, 16, PRINCETON, NJ 08540-9584

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 AQUA TER, PENNINGTON, NJ 08534-2002

Mortgage

Document Number	0000020909
Date	Apr 6, 2021
Instrument	2021020909

Lender

Name	JOSEPH C ZURAY ETUX
Type	Private Party

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

November 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MERCER NJ
Property Address	7 AQUA TER, PENNINGTON, NJ 08534-2002
Document Number	0000058819
Instrument Date	Nov 21, 2017
Transaction Type	Mortgage
Record Updated	Aug 29, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7 AQUA TER PENNINGTON NJ 085342002, PENNINGTON, NJ 08534-2002

Mortgage

Document Number	0000058819
Date	Dec 28, 2017
Book Page	000707/000495
Instrument	58819

Lender

Name	WELLS FARGO BK
Type	Bank
Address	EAGAN, MN 55121

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	216 Months
Due	Dec 27, 2035

Interest

Rate Type	Adjustable Rate
Rate	3.49%

Tax Assessment & Valuation

The 2025 property tax bill for 7 Aqua Ter was $32,937, up 2.8% from the year before.

Source: Mercer County and Hopewell Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hopewell Township
Unified School District	Hopewell Valley Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,051,000 (+3.55%) Land $518,100 Building $532,900	$1,051,000 (+3.55%) Land $518,100 Building $532,900
2025	$32,937.00 (+2.79%)	$1,015,000 Land $482,100 Building $532,900	$1,015,000 Land $482,100 Building $532,900
2024	$32,043.00
2023		$1,015,000 Land $482,100 Building $532,900	$1,015,000 Land $482,100 Building $532,900
2022	$30,378.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Aqua Ter in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	19 (1987–2021)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Aqua Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Aqua Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures