5 Aqua Ter, Pennington, NJ 08534 Property Records

Mercer County and Hopewell Township property record for 5 Aqua Ter, Pennington, NJ 08534

Property Summary

Property Type	Single Family Home
Details	3,193 sqft · built 1977
Lot Size	1.38 acres (60,113 sqft)
Owner	2 Individual Names on File
Last Sale	$620,000 (Dec 2019)
Tax Bill	$22,624 (2025)
Deeds & Mortgages	Apr 2017 Line of Credit Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-00043-17-00009`

Property Details

APN / Parcel Number

Primary APN	`06-00043-17-00009`
Alternative APNs	`0600043001700009` `0600043Q00009`

Interior

Stories	2 Stories
Building Area	3,193 sqft Living Area

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Construction Type	Frame
Lot Area	60,113 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	0600043Q00009
Street Address	5 AQUA TER
City	PENNINGTON
State	NJ
Zip	08534-2002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R150
Legal Subdivision	ELM RDG PARK WEST SEC 05
Legal Block	43.17
Legal Lot Number	9
Jurisdiction	MERCER NJ
Township / Civil Division	HOPEWELL
Census Block Group	1
Census Block	1018
Census Tract	3905

Owner

5 Aqua Ter is owned and occupied by two individuals who bought it in December 2019.

Source: Mercer County and Hopewell Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5 AQUA TER, PENNINGTON, NJ 08534-2002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2017	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Dec 5, 2019	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2019 · Amount on File
Deed Sale	Dec 5, 2019 · Amount on File
Prior Sale	Sep 9, 1994 · Amount on File
Deed Document Number	201952451
Deed Book / Page	6389 / 1198
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	5 AQUA TER, PENNINGTON, NJ 08534-2002
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ISGN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019395
Date	Apr 27, 2017
Book Page	11270/0773
Instrument	2017019395

Lender

Name	TD BANK NA
Type	Bank
Address	PORTLAND, ME 04101

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 20, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MERCER NJ
Recording Date	Dec 5, 2019
Property Address	5 AQUA TER, PENNINGTON, NJ 08534-2002
Document Number	0000052451
Book / Page	006389 / 001198
Instrument Date	Oct 28, 2019
Instrument	52451
Transaction Type	Transfer
Record Updated	Jan 3, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5 AQUA TER PENNINGTON NJ 085342002, PENNINGTON, NJ 08534-2002

Mortgage

Document Number	52452
Date	Dec 5, 2019
Book Page	011451/001664
Instrument	52452

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 5 Aqua Ter was $22,624, up 2.8% from the year before.

Source: Mercer County and Hopewell Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hopewell Township
Unified School District	Hopewell Valley Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$727,200 (+4.3%) Land $342,100 Building $385,100	$727,200 (+4.3%) Land $342,100 Building $385,100
2025	$22,624.00 (+2.79%)	$697,200 Land $312,100 Building $385,100	$697,200 Land $312,100 Building $385,100
2024	$22,010.00
2023		$697,200 Land $312,100 Building $385,100	$697,200 Land $312,100 Building $385,100
2022	$20,867.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5 Aqua Ter in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	19 (1987–2021)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5 Aqua Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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