13 Aqua Ter, Pennington, NJ 08534 Property Records

Mercer County and Hopewell Township property record for 13 Aqua Ter, Pennington, NJ 08534

Property Summary

Property Type	Single Family Home
Details	2,690 sqft · built 1980
Lot Size	1.41 acres (61,420 sqft)
Owner	2 Individual Names on File
Last Sale	$855,000 (Jun 2022)
Tax Bill	$23,598 (2025)
Deeds & Mortgages	May 2026 Line of Credit Oct 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-00043-20-00008`

Property Details

APN / Parcel Number

Primary APN	`06-00043-20-00008`
Alternative APN	`0600043002000008`

Interior

Stories	2 Stories
Building Area	2,690 sqft Living Area

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Construction Type	Frame
Lot Area	61,420 sqft
Garage Type	Attached
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	13 AQUA TER
City	PENNINGTON
State	NJ
Zip	08534-2005
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R150
Legal Subdivision	ELM RDG PARK WEST SEC 13
Legal Block	43.20
Legal Lot Number	8
Jurisdiction	MERCER NJ
Township / Civil Division	HOPEWELL
Census Block Group	1
Census Block	1017
Census Tract	3905

Owner

13 Aqua Ter is owned and occupied by two individuals who bought it in June 2022.

Source: Mercer County and Hopewell Township records, as of July 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	13 AQUA TER, PENNINGTON, NJ 08534-2005
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2026	Deed of Trust, Mortgage · Line of Credit JPMORGAN CHASE BANK N A
Oct 19, 2023	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 24, 2022	Bargain and Sale Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2022 · Amount on File
Deed Sale	Jun 24, 2022 · Amount on File
Prior Sale	Oct 24, 2008 · Amount on File
Deed Document Number	202230666
Deed Book / Page	6490 / 122
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Recording Date	May 19, 2026
Property Address	13 AQUA TER, PENNINGTON, NJ 08534-2005
Document Number	0000020670
Book / Page	12050 / 672
Instrument Date	Apr 15, 2026
Instrument	202620670
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000020670,
Date	May 19, 2026
Book Page	12050/672
Instrument	202620670

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2056

Interest

Rate	6.22%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCER NJ
Property Address	13 AQUA TER, PENNINGTON, NJ 08534-2005
Transaction Type	Mortgage
Record Updated	Nov 1, 2023
Title Company	AMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 AQUA TER, PENNINGTON, NJ 08534-2005

Mortgage

Document Number	0000035846
Date	Oct 19, 2023
Book Page	11838/557
Instrument	2023035846

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

June 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	MERCER NJ
Recording Date	Jun 24, 2022
Property Address	13 AQUA TER, PENNINGTON, NJ 08534-2005
Document Number	0000030666
Book / Page	6490 / 122
Instrument Date	May 25, 2022
Instrument	2022030666
Transaction Type	Transfer
Record Updated	Jul 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,893.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 JACOBS CREEK RD, 240, TITUSVILLE, NJ 08560-1403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13 AQUA TER, PENNINGTON, NJ 08534-2005

Mortgage

Document Number	0000030667
Date	Jun 24, 2022
Instrument	2022030667

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 13 Aqua Ter was $23,598, up 2.8% from the year before.

Source: Mercer County and Hopewell Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Mercer County
County Subdivision	Hopewell Township
Unified School District	Hopewell Valley Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$757,200 (+4.13%) Land $350,500 Building $406,700	$757,200 (+4.13%) Land $350,500 Building $406,700
2025	$23,598.00 (+2.79%)	$727,200 Land $320,500 Building $406,700	$727,200 Land $320,500 Building $406,700
2024	$22,958.00
2023		$727,200 Land $320,500 Building $406,700	$727,200 Land $320,500 Building $406,700
2022	$21,765.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 13 Aqua Ter in Zone X, an area of minimal flood risk, though there have been 19 flood claims nearby since 1987.

Source: FEMA National Flood Hazard Layer, effective May 23, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	19 (1987–2021)
Claims Outside the SFHA	9 of 19
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 5 claims Hurricane Irene, Aug 2011 · 4 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 13 Aqua Ter is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 75 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	1,200 / 35

Cell Coverage

4G LTE only, no 5G reported

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