Kane County property record for 6N486 Splitrail Ln, Saint Charles, IL 60175 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 1987 |
| Square Footage | 3,373 sqft Living Area |
| Lot Size | 44,867 sqft (1.03 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $496,500 (2021) |
| Tax Bill | $14,323.00 (2025) |
| Primary APN | 08-12-301-003 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 3,373 sqft Living Area |
| Gross Area | 5,549 sqft Gross Area |
| Basement Area | 1,653 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Tudor Style |
| Exterior Material | Combination Exterior |
| Construction Type | Frame Construction |
| Lot Area | 44,867 sqft (1.03 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 523 sqft Garage |
| Deck Area | 1,023 sqft Deck |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|---|
| Sewage | Septic Sewage |
| Water Source | Well Water Source |
| Street Address | 6N486 SPLITRAIL LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6931 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | SPLITRAIL FARM 2 |
| Legal Block | 2 |
| Legal Lot Number | 45 |
| Jurisdiction | KANE IL |
| Minor Civil Division | CAMPTON |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 852404 |
Source: Kane County records · APN 08-12-301-003
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6N486 SPLITRAIL LN, SAINT CHARLES, IL 60175-6931 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Jun 22, 2026 | Deed of Trust, Mortgage · Line of Credit TROY LENDING |
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Feb 10, 2021 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Jun 11, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) NEIGHBORHOOD LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 10, 2021 · Amount on Record |
| Deed Sale | Feb 10, 2021 · Amount on Record |
| Prior Sale | Jun 11, 2018 · Amount on Record |
| Deed Doc Number | 202111021 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 22, 2026 |
| Property Address | 6N486 SPLITRAIL LN, SAINT CHARLES, IL 60175-6931 |
| Document Number | 0000025732 |
| Instrument Date | Jun 01, 2026 |
| Instrument | 202625732 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 6N486 SPLITRAIL LN, SAINT CHARLES, IL 60175-6931 |
| Document Number | 0000025732, |
|---|---|
| Date | Jun 22, 2026 |
| Instrument | 202625732 |
| Name | TROY LENDING |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 6N486 SPLITRAIL LN, ST CHARLES, IL 60175-6931 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | CITYWIDE TITLE CORP |
| Name | Verified Name |
|---|
| Document Number | 0000045303 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 2020K045303 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Feb 10, 2021 |
| Property Address | 6N486 SPLITRAIL LN, ST CHARLES, IL 60175-6931 |
| Document Number | 0000011021 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 2021K011021 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | MULTIPLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $496.50 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 6N486 SPLITRAIL LN, SAINT CHARLES, IL 60175-6931 |
| Document Number | 0000011022 |
|---|---|
| Date | Feb 10, 2021 |
| Instrument | 2021K011022 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Dec 01, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 11, 2018 |
| Property Address | 6N486 SPLITRAIL LN, ST CHARLES, IL 60175-6931 |
| Document Number | 0000027035 |
| Instrument Date | May 14, 2018 |
| Instrument | 27035 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2018 |
| Title Company | BAIRD AND WARNER TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $726.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 6N486 SPLITRAIL LN ST CHARLES IL 601756931, ST CHARLES, IL 60175-6931 |
| Document Number | 27036 |
|---|---|
| Date | Jun 11, 2018 |
| Instrument | 27036 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 10, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.75% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Campton Hills Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,323.00 (+10.74%) Homeowner's exemption | ||
| 2024 | $219,050 (+22.75%) Land $26,847 Building $192,203 | $657,413 (+22.8%) Land $80,573 Building $576,840 | |
| 2022 | $12,934.00 (+6.38%) Homeowner's exemption | $178,445 (+5.91%) Land $21,871 Building $156,574 | $535,335 (+5.91%) Land $65,613 Building $469,722 |
| 2021 | $12,158.00 Homeowner's exemption | $168,488 Land $20,651 Building $147,837 | $505,464 Land $61,953 Building $443,511 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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