Kane County property record for 6N409 Splitrail Ln, Saint Charles, IL 60175 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3.5 Baths |
| Year Built | Built 1989 |
| Square Footage | 4,757 sqft Living Area |
| Lot Size | 50,530 sqft (1.16 acres) |
| Garage | Attached, 724 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $715,000 (2022) |
| Tax Bill | $15,153.00 (2025) |
Source: Kane County records · APN 08-12-302-002
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6N409 SPLITRAIL LN, SAINT CHARLES, IL 60175-6960 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenant By Entirety |
| Date | Document |
|---|---|
| Jul 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC |
| Apr 30, 2020 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 13, 2022 · Amount on Record |
| Deed Sale | Jul 13, 2022 · Amount on Record |
| Prior Sale | Apr 30, 2020 · Amount on Record |
| Deed Doc Number | 202235908 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 13, 2022 |
| Property Address | 6N409 SPLITRAIL LN, ST CHARLES, IL 60175-6960 |
| Document Number | 0000035908 |
| Instrument Date | Jul 08, 2022 |
| Instrument | 2022K035908 |
| Transaction Type | Transfer |
| Record Updated | Jul 19, 2022 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $715.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6N409 SPLITRAIL LN, 6N409, SAINT CHARLES, IL 60175-6960 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 6N409 SPLITRAIL LN, SAINT CHARLES, IL 60175-6960 |
| Document Number | 0000035909 |
|---|---|
| Date | Jul 13, 2022 |
| Instrument | 2022K035909 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.12% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 30, 2020 |
| Property Address | 6N409 SPLITRAIL LN, ST CHARLES, IL 60175-6960 |
| Document Number | 0000021763 |
| Instrument Date | Apr 10, 2020 |
| Instrument | 21763 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2020 |
| Title Company | HOME CLOSING SERVICES INC, HOME CLOSING SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $618.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 582 WATERS EDGE DR SOUTH ELGIN IL 601773709, SOUTH ELGIN, IL 60177-3709 |
| Document Number | 21764 |
|---|---|
| Date | Apr 30, 2020 |
| Instrument | 21764 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 29, 2050 |
| Rate | 4% |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Campton Hills Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,153.00 (+14.65%) Homeowner's exemption | ||
| 2024 | $254,379 (+22.76%) Land $30,878 Building $223,501 | $763,442 (+22.8%) Land $92,671 Building $670,771 | |
| 2022 | $13,217.00 (+20.85%) Homeowner's exemption | $207,224 (+36.17%) Land $25,154 Building $182,070 | $621,672 (+36.17%) Land $75,462 Building $546,210 |
| 2021 | $10,937.00 Homeowner's exemption | $152,175 Land $23,750 Building $128,425 | $456,525 Land $71,250 Building $385,275 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 08-12-302-002 |
|---|
| Full Baths | 3.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 4,757 sqft Living Area |
| Gross Area | 7,778 sqft Gross Area |
| Basement Area | 2,297 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Combination Exterior |
| Construction Type | Frame Construction |
| Lot Area | 50,530 sqft (1.16 acres) |
| Parking Spaces | 3 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 724 sqft Garage |
| Pool Area | 800 sqft Pool |
| Deck Area | 480 sqft Deck |
| Porch | Open Porch |
| Cooling System | Central Cooling |
|---|
| Street Address | 6N409 SPLITRAIL LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6960 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | SPLITRAIL FARM 3 |
| Legal Block | 2 |
| Legal Lot Number | 52 |
| Jurisdiction | KANE IL |
| Minor Civil Division | CAMPTON |
| Census Blockgroup | 2 |
| Census Block | 2002 |
| Census Tract | 852404 |
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