Kane County property record for 6N580 Splitrail Ln, Saint Charles, IL 60175 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 4,282 sqft · built 1988 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $569,000 (Jun 2017) |
| Tax Bill | $16,908 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit Feb 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-12-151-004 |
| Primary APN | 08-12-151-004 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 4,282 sqft Living Area |
| Gross Area | 7,913 sqft |
| Basement Area | 1,835 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Combination |
| Construction Type | Frame |
| Lot Area | 45,738 sqft (1.05 acres) |
| Garage Type | Attached |
| Garage Area | 1,580 sqft |
| Parking Spaces | 6 Parking Spaces |
| Pool Area | 720 sqft |
| Porch | Enclosed Porch |
| Cooling System | Central |
|---|
| Street Address | 6N580 SPLITRAIL LN |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6932 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPLITRAIL FARM UNIT NO. 2 - LOT 31 |
| Legal Subdivision | SPLITRAIL FARM |
| Legal Block | 2 |
| Legal Lot Number | 31 |
| Legal Unit | 2 |
| Jurisdiction | KANE IL |
| Township / Civil Division | CAMPTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 852404 |
Source: Kane County records · APN 08-12-151-004
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6N580 SPLITRAIL LN, SAINT CHARLES, IL 60175-6932 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Mar 09, 2022 | Deed of Trust, Mortgage · Line of Credit OLD SECOND NATIONAL BANK |
| Feb 04, 2021 | Deed of Trust, Mortgage · Conventional Mortgage COMPASS MORTGAGE INC |
| Jul 11, 2019 | Deed of Trust, Mortgage · Conventional with PMI GUARANTEED RATE AFFINITY LLC |
| Jun 13, 2017 | Warranty Deed, Transfer · ARM DRAPER & KRAMER MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 13, 2017 · Amount on Record |
| Deed Sale | Jun 13, 2017 · Amount on Record |
| Prior Sale | Jun 11, 1999 · Amount on Record |
| Deed Document Number | 201730042 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 6N580 SPLITRAIL LN, ST CHARLES, IL 60175-6932 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000013367 |
|---|---|
| Date | Mar 09, 2022 |
| Instrument | 2022K013367 |
| Name | OLD SECOND NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | AURORA, IL 60506 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 25, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 6N580 SPLITRAIL LN, ST CHARLES, IL 60175-6932 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2021 |
| Title Company | CARRINGTON TITLE PARTNERS LLC, CARRINGTON TTL PARTNERS LLC |
| Name | Verified Name |
|---|
| Document Number | 0000009583 |
|---|---|
| Date | Feb 04, 2021 |
| Instrument | 2021K009583 |
| Name | COMPASS MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | WARRENVILLE, IL 60555 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jan 01, 2036 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 6N580 SPLITRAIL LN, ST CHARLES, IL 60175-6932 |
| Document Number | 0000030660 |
| Instrument Date | Jul 11, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 24, 2019 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6N580 SPLITRAIL LN ST CHARLES IL 601756932, ST CHARLES, IL 60175-6932 |
| Document Number | 0000030660 |
|---|---|
| Date | Jul 17, 2019 |
| Instrument | 30660 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 16, 2039 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jun 13, 2017 |
| Property Address | 6N580 SPLITRAIL LN, ST CHARLES, IL 60175-6932 |
| Document Number | 0000030042 |
| Instrument Date | Jun 03, 2017 |
| Instrument | 2017K030042 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE INSURANCE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $569.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5N297 BLUFF DR S, 5N297, SAINT CHARLES, IL 60175-5189 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 136 KIMBALL ST, ELGIN, IL 60120-4112 |
| Document Number | 0000030043 |
|---|---|
| Date | Jun 13, 2017 |
| Instrument | 2017K030043 |
| Name | DRAPER & KRAMER MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Type Change Date | Jul 01, 2027 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 6.5% |
| Index | 1-Year LIBOR |
| Max Rate | 9.5% |
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Campton Township |
| Municipality | Campton Hills Village |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $16,908.00 (+12.06%) Homeowner's exemption | ||
| 2024 | $280,313 (+35.31%) Land $26,847 Building $253,466 | $841,276 (+35.36%) Land $80,573 Building $760,702 | |
| 2022 | $15,088.00 (+6.35%) Homeowner's exemption | $207,164 (+5.91%) Land $21,871 Building $185,293 | $621,492 (+5.91%) Land $65,613 Building $555,879 |
| 2021 | $14,187.00 Homeowner's exemption | $195,604 Land $20,651 Building $174,953 | $586,812 Land $61,953 Building $524,859 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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