6N375 E Ridgewood Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 6N375 E Ridgewood Dr, Saint Charles, IL 60175

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 3,318 sqft · built 1997
Lot Size	1.25 acres (54,450 sqft)
Owner	2 Company Names on Record
Last Sale	$459,000 (Jul 2015)
Tax Bill	$13,587 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Dec 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`09-09-326-014`

Property Details

APN / Parcel Number

Primary APN	`09-09-326-014`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,318 sqft Living Area
Basement Area	1,277 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Georgian
Exterior Material	Combination
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	54,450 sqft
Garage Type	Attached
Garage Area	637 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6N375 E RIDGEWOOD DR
City	SAINT CHARLES
State	IL
Zip	60175-6285
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RED GATE RIDGE UNIT 3 - LOT 85
Legal Subdivision	RED GATE RIDGE
Legal Block	2
Legal Lot Number	85
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	ST. CHARLES
Census Block Group	2
Census Block	2003
Census Tract	852103

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	6N375 E RIDGEWOOD DR, SAINT CHARLES, IL 60175-6285
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Apr 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWEST COMMUNITY BANK
Dec 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 20, 2015 · Amount on Record
Deed Sale	Jul 20, 2015 · Amount on Record
Prior Sale	Jul 10, 2006 · Amount on Record
Deed Document Number	201538347
Last Transfer Date	Nov 25, 2019
Transfer Doc	0000062203
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	6N375 E RIDGEWOOD DR, ST CHARLES, IL 60175-6285
Transaction Type	Mortgage
Record Updated	Apr 29, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000030349
Date	Apr 19, 2021
Instrument	2021K030349

Lender

Name	MIDWEST COMMUNITY BANK
Type	Bank
Address	FREEPORT, IL 61032

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.62%

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Dec 23, 2019
Property Address	6N375 E RIDGEWOOD DR, ST CHARLES, IL 60175-6285
Document Number	0000062203
Instrument Date	Nov 25, 2019
Instrument	62203
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	6N375 E RIDGEWOOD DR ST CHARLES IL 601756285, ST CHARLES, IL 60175-6285

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	St. Charles Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,587.00 (+13.23%) Homeowner's exemption	$211,520 (+8.53%) Land $45,468 Building $166,052	$634,814 (+8.53%) Land $136,459 Building $498,355
2024		$194,895 (+19.65%) Land $41,894 Building $153,001	$584,919 (+19.7%) Land $125,732 Building $459,187
2022	$12,000.00 (+6.04%) Homeowner's exemption	$162,882 (+4.91%) Land $39,428 Building $123,454	$488,646 (+4.91%) Land $118,284 Building $370,362
2021	$11,317.00 Homeowner's exemption	$155,259 Land $37,583 Building $117,676	$465,777 Land $112,749 Building $353,028

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES serves 33,081 people · EPA ID IL0894830
Water Source	Groundwater
Last State Inspection	Oct 2022
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

Nearby Properties on E Ridgewood Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures