1. Home
  2. Illinois
  3. Kane County
  4. Saint Charles
  5. E Ridgewood Dr

6N406 E Ridgewood Dr, Saint Charles, IL 60175 Property Records

Kane County property record for 6N406 E Ridgewood Dr, Saint Charles, IL 60175

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 3,986 sqft · built 2003
Lot Size1.23 acres (54,014 sqft)
Owner2 Trust Names on File
Last Sale$54,000 (Aug 1997)
Tax Bill$16,703 (2025)
Deeds & MortgagesJun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN09-09-302-010

Property Details

APN / Parcel Number

Primary APN09-09-302-010

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,986 sqft Living Area
Basement Area1,468 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Exterior MaterialCombination
Construction TypeFrame
Roof TypeHip
Roof MaterialAsphalt
Lot Area54,014 sqft
Garage TypeAttached
Garage Area740 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address6N406 E RIDGEWOOD DR
CitySAINT CHARLES
StateIL
Zip60175-6284
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMAP AREA: 039-SLVRDGE,RDGATRDG
Legal SubdivisionRED GATE RIDGE
Legal Block2
Legal Lot Number132
JurisdictionKANE IL
Township / Civil DivisionST. CHARLES
Census Block Group2
Census Block2004
Census Tract852103

Owner

6N406 E Ridgewood Dr is owner-occupied and held in a trust since March 2009.

Source: Kane County records, as of July 23, 2026

Owner of Record2 Trust Names on File
Mailing Address6N406 E RIDGEWOOD DR, SAINT CHARLES, IL 60175-6284
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 28, 1997 · Amount on File
Deed SaleAug 28, 1997 · Amount on File
Deed Document Number199757421
Last Transfer DateMar 9, 2009
Transfer Doc0000018732
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address6N406 E RIDGEWOOD DR, ST CHARLES, IL 60175-6284
Document Number0000037059
Instrument DateJun 24, 2020
Transaction TypeMortgage
Record UpdatedAug 10, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address6N406 E RIDGEWOOD DR ST CHARLES IL 601756284, ST CHARLES, IL 60175-6284

Mortgage

Document Number0000037059
DateJul 10, 2020
Instrument37059
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueJul 9, 2035
Interest
Rate2.87%

Tax Assessment & Valuation

The 2025 property tax bill for 6N406 E Ridgewood Dr was $16,703 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionSt. Charles Township
Unified School DistrictSt. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,703.00 Homeowner's exemption$258,185 (+8.53%) Land $45,104 Building $213,081$774,865 (+8.53%) Land $135,366 Building $639,499
2024$237,893 Land $41,559 Building $196,334$713,965 Land $124,727 Building $589,238
2022$14,652.00 (+6%) Homeowner's exemption$197,550 (+4.91%) Land $39,113 Building $158,437$592,650 (+4.91%) Land $117,339 Building $475,311
2021$13,823.00 Homeowner's exemption$188,304 Land $37,282 Building $151,022$564,912 Land $111,846 Building $453,066

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6N406 E Ridgewood Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 6N406 E Ridgewood Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 74% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES
serves 33,081 people · EPA ID IL0894830
Water SourceGroundwater
Last State InspectionOct 2022
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: AT&T.

Nearby Properties on E Ridgewood Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures