Kane County property record for 6N312 E Ridgewood Dr, Saint Charles, IL 60175
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 2,963 sqft · built 1998 |
| Lot Size | 1.26 acres (55,321 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $495,000 (May 2002) |
| Tax Bill | $13,472 (2025) |
| Deeds & Mortgages | Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-09-302-013 |
| Primary APN | 09-09-302-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,963 sqft Living Area |
| 1st Floor Area | 2,963 sqft |
| Basement Area | 2,963 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 55,321 sqft |
| Garage Type | Attached |
| Garage Area | 952 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Open Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 6N312 E RIDGEWOOD DR |
|---|---|
| City | SAINT CHARLES |
| State | IL |
| Zip | 60175-6283 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 135 IDGE |
| Legal Subdivision | RED GATE RIDGE |
| Legal Block | 2 |
| Legal Lot Number | 135 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ST. CHARLES |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 852103 |
6N312 E Ridgewood Dr is owned and occupied by two individuals who bought it in May 2002.
Source: Kane County records, as of July 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6N312 E RIDGEWOOD DR, SAINT CHARLES, IL 60175-6283 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2002 · Amount on File |
| Deed Sale | May 3, 2002 · Amount on File |
| Prior Sale | May 16, 1997 · Amount on File |
| Deed Document Number | 200258352 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 6N312 E RIDGEWOOD DR, ST CHARLES, IL 60175-6283 |
| Document Number | 0000055246 |
| Instrument Date | Oct 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 21, 2017 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 6N312 E RIDGEWOOD DR ST CHARLES IL 601756283, ST CHARLES, IL 60175-6283 |
| Document Number | 0000055246 |
|---|---|
| Date | Oct 23, 2017 |
| Instrument | 55246 |
| Name | INLAND BK&TR |
|---|---|
| Type | Bank |
| Address | OAK BROOK, IL 60523 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.25% |
The 2025 property tax bill for 6N312 E Ridgewood Dr was $13,472 with a homeowner's exemption.
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | St. Charles Township |
| Unified School District | St. Charles Community Unit School District 303 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $13,472.00 Homeowner's exemption | $209,793 (+8.53%) Land $45,767 Building $164,026 | $629,631 (+8.53%) Land $137,356 Building $492,275 |
| 2024 | $193,304 Land $42,170 Building $151,134 | $580,144 Land $126,561 Building $453,583 | |
| 2022 | $11,863.00 (+6.03%) Homeowner's exemption | $161,089 (+4.91%) Land $39,701 Building $121,388 | $483,267 (+4.91%) Land $119,103 Building $364,164 |
| 2021 | $11,188.00 Homeowner's exemption | $153,550 Land $37,843 Building $115,707 | $460,650 Land $113,529 Building $347,121 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 6N312 E Ridgewood Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 6N312 E Ridgewood Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES serves 33,081 people · EPA ID IL0894830 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2022 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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