6999 Collinwood Ln, Locust, NC 28097 Property Records

Cabarrus County property record for 6999 Collinwood Ln, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,336 sqft · built 2020
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$321,500 (Jul 2020)
Tax Bill	$4,201 (2023)
Deeds & Mortgages	Jul 2020 Sale & Reverse Mortgage Dec 2019 Loan Modification + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10011A0097.000000`

Property Details

APN / Parcel Number

Primary APN	`10011A0097.000000`
Alternative APNs	`5565 32 5062` `138732`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,336 sqft Living Area
Gross Area	3,284 sqft
1st Floor Area	2,336 sqft
Sunroom	Sunroom
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Other
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	148 ft deep x 85 ft wide
Garage Type	Mixed
Garage Area	640 sqft
Driveway	Concrete Driveway
Driveway Area	1,290 sqft
Porch	Slab
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	138732
Street Address	6999 COLLINWOOD LN
City	LOCUST
State	NC
Zip	28097-7709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPS
Legal Description	LT 97 GLENWOOD AT THE VILLAGE OF REDBRIDGE
Legal Subdivision	GLENWOOD
Legal Lot Number	97
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1023
Census Tract	41604

Owner

6999 Collinwood Ln is owned and occupied by two individuals who bought it in July 2020.

Source: Cabarrus County records, as of October 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6999 COLLINWOOD LN, LOCUST, NC 28097-7709
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 2, 2020	Warranty Deed, Subdivision Related Transfer · Reverse Mortgage SYNERGY ONE LENDING
Dec 20, 2019	Loan Modification, Mortgage ATTORNEY ONLY
Dec 17, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2020 · Amount on File
Deed Sale	Jul 2, 2020 · Amount on File
Prior Sale	Dec 17, 2018 · Amount on File
Deed Book / Page	14301 / 268
Prior Transfer Date	Dec 1, 2013
Prior Transfer Doc	10789309
Record Updated	Oct 29, 2026

July 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 2, 2020
Property Address	6999 COLLINWOOD LN, LOCUST, NC 28097-7709
Document Number	0014301268
Book / Page	14301 / 268
Map Reference	MB 53 PG 88-92
Instrument Date	Jun 29, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$643.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6999 COLLINWOOD LN, LOCUST, NC 28097-7709

Mortgage

Document Number	0014301270
Date	Jul 2, 2020
Instrument	14301/270

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record
Term	954 Months
Due	Jan 2, 2100

Interest

Rate Type	Adjustable Rate
Rate	2.81%
Type Change Date	Aug 1, 2021
Change Frequency	Annually
Index	5-Year TN

December 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CABARRUS NC
Property Address	6999 COLLINWOOD LN, LOCUST, NC 28097-7709
Document Number	13926115
Instrument Date	Dec 20, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 17, 2018
Property Address	6999 COLLINWOOD LN, LOCUST, NC 28097-7709
Document Number	1330389
Book / Page	013303 / 000089
Instrument Date	Dec 13, 2018
Instrument	31074
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2.20
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Locust City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$471,660 (-) Land $90,000 Building $381,660
2025		$471,660 Land $90,000 Building $381,660
2024			$471,660 (+34.73%) Land $90,000 Building $381,660
2023	$4,201.00	$350,070 Land $55,000 Building $295,070	$350,070 Land $55,000 Building $295,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6999 Collinwood Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6999 Collinwood Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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