6982 Collinwood Ln, Locust, NC 28097 Property Records

Cabarrus County property record for 6982 Collinwood Ln, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,784 sqft · built 2020
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on File
Last Sale	$457,500 (Feb 2024)
Tax Bill	$3,831 (2023)
Deeds & Mortgages	Feb 2024 Sale Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10011A0103.000000`

Property Details

APN / Parcel Number

Primary APN	`10011A0103.000000`
Alternative APNs	`5565 32 1002` `142144` `168691`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,784 sqft Living Area
Gross Area	3,561 sqft
1st Floor Area	1,146 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Other
Foundation Type	Footing
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	16,553 sqft (0.38 acres)
Lot Dimensions	152 ft deep x 65 ft wide
Garage Type	Mixed
Garage Area	492 sqft
Driveway	Concrete Driveway
Driveway Area	1,100 sqft
Porch	Slab
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	168691
Street Address	6982 COLLINWOOD LN
City	LOCUST
State	NC
Zip	28097-7709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPS
Legal Description	LT 103 GLENWOOD AT REDBRIDGE VILLAGE
Legal Subdivision	GLENWOOD
Legal Lot Number	103
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1020
Census Tract	41604

Owner

Source: Cabarrus County records, as of October 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6982 COLLINWOOD LN, LOCUST, NC 28097-7709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Warranty Deed, Transfer MOREHEAD TITLE
Jul 8, 2022	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU
Nov 18, 2020	Warranty Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
May 31, 2019	Trustee's Deed, Transfer · Line of Credit FIRST NAT'L BK/PA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 7, 2024 · Amount on File
Deed Sale	Feb 7, 2024 · Amount on File
Prior Sale	Nov 18, 2020 · Amount on File
Deed Document Number	20242435
Deed Book / Page	16805 / 363
Prior Transfer Date	Dec 1, 2013
Prior Transfer Doc	10789309
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Feb 7, 2024
Property Address	6982 COLLINWOOD LN, LOCUST, NC 28097-7709
Document Number	0016805363
Book / Page	16805 / 363
Map Reference	MB 53 PG 52-56
Instrument Date	Feb 4, 2024
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	MOREHEAD TITLE

Transaction

Amount	Amount on Record
Tax	$915.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7355 RAYLEE AVE SW, CONCORD, NC 28025-6732

Transferred To (Grantee/Buyer)

Name	Verified Name

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6982 COLLINWOOD LN, LOCUST, NC 28097-7709
Transaction Type	Mortgage
Record Updated	Aug 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016105129
Date	Jul 8, 2022
Book Page	16105/129

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	LOCUST, NC 28097

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Nov 18, 2020
Property Address	6982 COLLINWOOD LN, LOCUST, NC 28097-7709
Document Number	0001468195
Book / Page	14681 / 95
Map Reference	92
Instrument Date	Nov 16, 2020
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2022
Title Company	MOREHEAD TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$652.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PARKWAY, 3000, LOCUST, NC 28097

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6982 COLLINWOOD LN, LOCUST, NC 28097-7709

Mortgage

Document Number	0001468197
Date	Nov 18, 2020
Instrument	14681/97

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

May 2019: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	CABARRUS NC
Recording Date	May 31, 2019
Property Address	6982 COLLINWOOD LN, LOCUST, NC 28097-7709
Document Number	13532341
Book / Page	013532 / 000341
Instrument Date	May 30, 2019
Instrument	13337
Transaction Type	Transfer
Record Updated	Jun 13, 2019
Title Company	MOREHEAD TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,100.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

Mortgage

Document Number	13532343
Date	May 31, 2019
Book Page	013532/000343
Instrument	13338

Lender

Name	FIRST NAT'L BK/PA
Type	Bank
Address	1005 HIGH HOUSE RD, CARY, NC 27513-3586

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Locust City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$469,950 (+3.31%) Land $90,000 Building $379,950
2025		$454,900 (+42.48%) Land $90,000 Building $364,900
2024			$469,950 (+47.2%) Land $90,000 Building $379,950
2023	$3,831.00	$319,270 Land $55,000 Building $264,270	$319,270 Land $55,000 Building $264,270

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Collinwood Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures