6995 Collinwood Ln, Locust, NC 28097 Property Records

Cabarrus County property record for 6995 Collinwood Ln, Locust, NC 28097

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,500 sqft · built 2019
Lot Size	0.29 acres (12,632 sqft)
Owner	2 Individual Names on File
Last Sale	$319,500 (Jul 2019)
Tax Bill	$4,016 (2023)
Deeds & Mortgages	Jul 2019 Sale & Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10011A0096.000000`

Property Details

APN / Parcel Number

Primary APN	`10011A0096.000000`
Alternative APNs	`5565 32 4086` `131798`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,500 sqft Living Area
Gross Area	3,388 sqft
1st Floor Area	2,500 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,632 sqft (0.29 acres)
Lot Dimensions	150 ft deep x 85 ft wide
Garage Type	Mixed
Garage Area	519 sqft
Driveway	Concrete Driveway
Driveway Area	702 sqft
Porch	Slab
Porch Area	369 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	131798
Street Address	6995 COLLINWOOD LN
City	LOCUST
State	NC
Zip	28097-7709
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OPS
Legal Description	LT 96 GLENWOOD AT VILLAGE OF REDBRIDGE
Legal Subdivision	GLENWOOD
Legal Lot Number	96
Jurisdiction	CABARRUS NC
Township / Civil Division	10, MIDLAND
Census Block Group	1
Census Block	1023
Census Tract	41604

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	6995 COLLINWOOD LN, LOCUST, NC 28097-7709
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Feb 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK OZK
Dec 17, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 23, 2019 · Amount on File
Deed Sale	Jul 23, 2019 · Amount on File
Prior Sale	Dec 17, 2018 · Amount on File
Deed Book / Page	13616 / 202
Prior Transfer Date	Dec 1, 2013
Prior Transfer Doc	10789309
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 23, 2019
Property Address	6995 COLLINWOOD LN, LOCUST, NC 28097-7709
Document Number	0013616202
Book / Page	13616 / 0202
Map Reference	MB 53 PG 88-92
Instrument Date	Jul 16, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 3, 2022
Title Company	MOREHEAD TITLE INSURANCE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$639.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3000 GULF BREEZE PKWY, 3000, GULF BREEZE, FL 32563-5623

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6995 COLLINWOOD LN, LOCUST, NC 28097-7709

Mortgage

Document Number	0013616204
Date	Jul 23, 2019
Instrument	13616/204

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	6995 COLLINWOOD LN, LOCUST, NC 28097-7709
Document Number	13369155
Instrument Date	Feb 7, 2019
Transaction Type	Mortgage
Record Updated	Feb 18, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

Mortgage

Document Number	13369155
Date	Feb 11, 2019
Book Page	013369/000155
Instrument	3141

Lender

Name	BANK OZK
Address	BRASELTON, GA 30517

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Dec 17, 2018
Property Address	6995 COLLINWOOD LN, LOCUST, NC 28097-7709
Document Number	1330389
Book / Page	013303 / 000089
Instrument Date	Dec 13, 2018
Instrument	31074
Transaction Type	Transfer
Record Updated	Jan 2, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2.20
Amount Accuracy	Confirmed
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3000 GULF BREEZE PKWY GULF BREEZE FL 325635623, GULF BREEZE, FL 32563-5623
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Locust City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$460,560 (-) Land $90,000 Building $370,560
2025		$460,560 (+41.84%) Land $90,000 Building $370,560
2024			$460,560 (+41.84%) Land $90,000 Building $370,560
2023	$4,016.00	$324,700 Land $55,000 Building $269,700	$324,700 Land $55,000 Building $269,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STANFIELD #3-POLK FORD/RENEE FORD serves 854 people · EPA ID NC2084008
Water Source	Purchased surface water from STANLY CO-WEST STANLY DIST
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2021
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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