6997 Beach Rd, Troy, MI 48098 Property Records

Oakland County property record for 6997 Beach Rd, Troy, MI 48098

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,296 sqft · built 1968
Lot Size0.69 acres (30,056 sqft)
OwnerIndividual Name on File
Last Sale$229,000 (Jan 2016)
Tax Bill$4,336 (2025)
Deeds & MortgagesFeb 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN88-20-06-127-010

Property Details

APN / Parcel Number

Primary APN88-20-06-127-010

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area2,296 sqft Living Area
1st Floor Area1,120 sqft
Basement Area700 sqft
Unfinished Basement1,120 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleColonial
Exterior MaterialBrick
Construction TypeBrick
Roof TypeGable
Lot Area30,056 sqft (0.69 acres)
Lot Dimensions200 ft deep x 150 ft wide
Garage Area399 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area108 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address6997 BEACH RD
CityTROY
StateMI
Zip48098-2264
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionT2N, R11E, SEC 6 LAKE CHARNWOOD NO. 1 LOT 18
Legal Range11E
Legal Township2N
Legal Section6
Legal SubdivisionLAKE CHARNWOOD #1
Legal Lot Number18
JurisdictionOAKLAND MI
Township / Civil DivisionTROY
Census Block Group1
Census Block1002
Census Tract196400

Owner

Source: Oakland County records · APN 88-20-06-127-010

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address6997 BEACH RD, TROY, MI 48098-2264
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 07, 2016 · Amount on Record
Deed SaleJan 07, 2016 · Amount on Record
Deed Document Number20164146
Deed Book / Page48956 / 412
Prior Transfer DateOct 15, 2003
Prior Transfer Doc0313950617
Record UpdatedSep 20, 2026

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address6997 BEACH RD, TROY, MI 48098-2264
Document Number0000031838
Instrument DateFeb 27, 2019
Transaction TypeMortgage
Record UpdatedMar 22, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address6997 BEACH RD TROY MI 480982264, TROY, MI 48098-2264

Mortgage

Document Number0000031838
DateMar 08, 2019
Book Page052632/000608
Instrument31838
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueMar 07, 2049
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictAvondale School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$4,336.00 (+2.65%)
2024$4,224.00 (-7.87%)
2023$287,560
2022$4,585.00$143,780

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261251964001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
lower than 97% of the US · lower than 93% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 147 locations within half a mile · Last verified October 2026

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Xfinity
Cable
1,200 / 35
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water SystemROCHESTER HILLS
serves 74,000 people
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionApr 2025
Also Mapped HereTROY
Lead1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

Nearby Properties on Beach Rd

Nearby Streets

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