6345 Beach Rd, Troy, MI 48098 Property Records

Oakland County property record for 6345 Beach Rd, Troy, MI 48098 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2.5 Baths
Year BuiltBuilt 1995
Square Footage2,790 sqft Living Area
Lot Size38,768 sqft (0.89 acres)
OccupancyOwner Occupied
Last Sale$790,000 (2024)
Tax Bill$11,418.00 (2025)

Owner

Source: Oakland County records · APN 88-20-06-328-021

Assessment roll updated January 21, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address2358 SAFFRON CT, TROY, MI 48085-6715
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2024Deed of Trust, Mortgage · Line of Credit
DFCU FINANCIAL
Jun 08, 2020Deed of Trust, Mortgage · Conventional Mortgage
SOMERSET LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 04, 2024 · Amount on Record
Deed SaleNov 04, 2024 · Amount on Record
Prior SaleNov 15, 1994
Deed Doc Number2024124341
Deed Book / Page59771 / 543
Record RefreshedSep 20, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address6345 BEACH RD, TROY, MI 48098-2261
Transaction TypeMortgage
Record UpdatedApr 10, 2024
Title CompanyDFCU TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address6345 BEACH RD, TROY, MI 48098-2261

Mortgage

Document Number0000031069
DateMar 29, 2024
Book Page59252/678
Instrument31069
Lender
NameDFCU FINANCIAL
TypeCredit Union
AddressDEARBORN, MI 48126
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address6345 BEACH RD, TROY, MI 48098-2261
Document Number0000117953
Instrument DateJun 08, 2020
Transaction TypeMortgage
Record UpdatedJul 23, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address6345 BEACH RD TROY MI 480982261, TROY, MI 48098-2261

Mortgage

Document Number0000117953
DateJun 18, 2020
Book Page054372/000650
Instrument117953
Lender
NameSOMERSET LNDG
AddressROCHESTER, MI 48307
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 17, 2035

Tax Assessment & Valuation

Source: Oakland County records · Assessment roll updated January 21, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityTroy City
Unified School DistrictBloomfield Hills School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$11,418.00 (+68.51%)
2023$454,560
2022$6,776.00$227,280

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oakland County (26125C), updated December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 4% of the US · above 9% of Michigan
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN88-20-06-328-021

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Plumbing Fixtures8 Plumbing Fixtures
Building Area2,790 sqft Living Area
1st Floor1,530 sqft 1st Floor
Basement Area1,373 sqft Basement
Unfinished Basement1,530 sqft Unfinished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleColonial Style
Exterior MaterialWood Siding Exterior
Roof ConstructionHip Roof Construction
Lot Area38,768 sqft (0.89 acres)
Depth X Width183 ft x 210 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage Area725 sqft Garage
Porch Area448 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address6345 BEACH RD
CityTROY
StateMI
Zip48098-2261
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionT2N, R11E, SEC 6 CHARNWOOD HILLS NO 2 E 183.75 FT OF LOT 97
Legal Range11E
Legal Township2N
Legal Section6
Legal SubdivisionCHARNWOOD HILLS #2
Legal Lot Number97
JurisdictionOAKLAND MI
Minor Civil DivisionTROY
Census Blockgroup1
Census Block1022
Census Tract196400

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