6990 W Cummings Loop, Rathdrum, ID 83858 Property Records

Kootenai County property record for 6990 W Cummings Loop, Rathdrum, ID 83858

Property Summary

Property Type	Single Family Home
Details	1 bd · 812 sqft · built 1946
Lot Size	0.369 acres (16,074 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,554 (2025)
Deeds & Mortgages	Aug 2019 Transfer
Flood Zone	Zone A (high risk)
APN	`07360000007A`

Property Details

APN / Parcel Number

Primary APN	`07360000007A`
Alternative APN	`124203`

Interior

Bedrooms	1 Bed
Total Rooms	3 Rooms
Stories	1 Story
Building Area	812 sqft Living Area
1st Floor Area	719 sqft

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Construction Type	Frame
Lot Area	16,074 sqft (0.369 acres)
Lot Width	100 ft Width
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	None
Heating System	Wood Furnace

Location & Zoning

Account Number	124203
Street Address	6990 W CUMMINGS LOOP
City	RATHDRUM
State	ID
Zip	83858-0047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESRES
Legal Description	SILVER SANDS, LT 7,8 3153N04W
Legal Range	04W
Legal Township	53N
Legal Section	31
Legal Subdivision	SILVER SANDS
Legal Lot Number	7
Jurisdiction	KOOTENAI ID
Township / Civil Division	SPIRIT LAKE-ATHOL
Census Block Group	1
Census Block	1006
Census Tract	101

Owner

Source: Kootenai County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5305 W FAIRWAY LN, 2, RATHDRUM, ID 83858-6678
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KOOTENAI ID
Recording Date	Aug 21, 2019
Property Address	6990 W CUMMINGS LOOP, RATHDRUM, ID 83858-0047
Document Number	2708085000
Instrument Date	Aug 16, 2019
Instrument	2708085000
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1722 S MOLTER RD, LIBERTY LAKE, WA 99019-9704

Tax Assessment & Valuation

Source: Kootenai County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Idaho
County	Kootenai County
Unified School District	Lakeland Joint School District 272 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,554.00 (-4.13%)	$629,000 (+17.24%) Land $622,500 Building $6,500	$629,000 (+17.24%) Land $622,500 Building $6,500
2024	$2,664.00 (+22.99%)
2023	$2,166.00 (-28.84%)	$536,500 (-26.56%) Land $530,000 Building $6,500	$536,500 (-26.56%) Land $530,000 Building $6,500
2022	$3,044.00	$730,516 Land $661,240 Building $69,276	$730,516 Land $661,240 Building $69,276

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2026)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 89% of Idaho
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TWIN LAKES SERVICE AREA public/private · serves 2,023 people · EPA ID ID1280099
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Intermax Networks Fixed Wireless	100 / 20
Wired or Wireless Fixed Wireless · not low latency	30 / 10
Optimum Cable	30 / 3
Verizon Fixed Wireless	25 / 6
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on W Cummings Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures